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Let's share info to increase odds of insurance approved payments!
Hello everyone,
My spouse has suffered with RSD in the knee resulting from an operation that was not even in the knee. Conventional nerve blocks were not providing relief. We were introduced to Dr. Richman in New York and recently completed a week long inpatient Ketamine treatment. This is the first relief that has worked in 8 months. But it is not over, there are booster treatments to follow. My problem is that our major insurance carrier with a high option plan is only paying the first two hospital days and has started denying the rest as experimental. Bad enough I may have to pay out of pocket for several days of hospital but also I am worried they will deny the boosters which means, all of this was for nothing? The insurance companies say there are not enough studies and it is all experimental. They endeavor to ignore the facts that have been published for the last 10 years because on technicalities, they want bigger studies. The only way I can see to change this in the near term is with nationwide evidence that on a case by case basis, treatments ARE being paid for. If we can get organized with that evidence, we should be able to improve the chances of coverage being approved. Some of you have had luck with your insurance. I would like to suggest that we pool information in some way that can be shared. This must be done in a way that maintains our confidentiality of course! I will be happy to host phone conferences, face to face meetings, whatever will work. What I am hoping we can do is to start lists of this kind of information: 1. A really complete list of studies and results for all treatments. There are many incomplete lists out there because each site is run by different volunteers with limited time and resources, and most of the lists are not updated. 2. CRPS and RSD treatments that are easily paid for by insurance 3. CRPS and RSD treatments that are difficult to be paid for by insurance 3a. A list of Doctors who have been successful in getting insurance companies to pay for treatments in list number two. 3b. Reasons given by insurance companies for denying payment for treatments in list number two. 3c. Examples of successful appeals for treatments in list number two that resulted in the insurance paying up. In particular, examples of the language of the appeals and the evidence given in the appeals (such as publications and studies) that made the appeals successful. 4. A list of case study stories for reference as to what works and does not work when dealing with insurance companies - completely confidential. 5. A list of people who would be willing to act as contacts to talk to persons with similar predicaments with their insurance companies. This could also be done in a way to protect confidentiality - at a minimum by private messages in a forum like this. Anyone interested in working with me on this? Please post to the forum and and send me a message! This is the first and only discussion I have found on the internet regarding insurance, payment and coverage questions! And yet to me it is one of the most important discussions that needs to happen. I am not proposing to replace other CRPS or RSD sites. I would be happy to work with any existing site and webmaster to make this happen. On the other hand, I have time, and a lot of webspace, and I will make this a personal priority. |
For chronic pain, in general, proving that the treatment improves function in objective ways is generally what is required. Showing the treatment reduces pain medication can help but often only if the treatment is cheaper than the medications.
I have heard of Lidocaine infusions being paid for when Ketamine infusions were not but I don't know the details other than it was at a teaching hospital so it might be a clinical trial. There are current clinical trials with ketamine infusions. Search ClinicalTrials.gov. Make sure to search under all different names for the condition and the treatment (separately) as the search engine is not that good, you might have to try to few things to find it. For evidence based guidelines search guidelines.gov. I didn't find any that listed ketamine or lidocain infusions but I didn't look very hard. Part of the problem is that the guidelines generally are several years behind the current research, just because of the processes involved in creating them. good luck |
Your post is a great idea...
I'm in on creating a central repository of information on insurance companies and, alas, why they almost all decline to pay for ketamine. I start next week with a four-hour infusion. It works out to about $2000 for each treatment. If there is anyone who has insurance that has covered their treatment, or a portion of their treatment, I would love to know, especially with respect to which specific studies were cited to validate ketamine as a treatment option. It would certainly help in any appeal I might make. Thanks in advance... (What follows is the medical policy for Blue Cross California, my insurance company. It's such ********.) ______________________________________ Intravenous Ketamine and Intravenous Lidocaine for Chronic Pain Management Policy #: DRUG.00037 Current Effective Date: 07/02/2007 Status: New Last Review Date: 05/17/2007 -------------------------------------------------------------------------- Description/Scope Recent interests in the field of pain management have included the administration of intravenous ketamine as a treatment for chronic pain. Ketamine is a rapid-acting general anesthetic which is frequently used prior to, during and after surgical procedures. Intravenous (systemic) lidocaine has been approved by the U.S. Food and Drug Administration (FDA) as an anti-arrhythmic medication. The intravenous administration of ketamine or lidocaine for the treatment of chronic pain is an off-label use of these medications. Policy Statement Investigational and Not Medically Necessary: Intravenous administration of ketamine is considered investigational and not medically necessary for the management of chronic pain. Intravenous administration of lidocaine is considered investigational and not medically necessary for the management of chronic pain. _________________________________________ |
Hi All,
I find this post very informational. I have not had Katemine infusion but i had just one hour of lidocaine infusion. I had 15 minutes of pain free only. My insurance, Cigna, had paid for it. I don't know whether it will pay for it if it is more than one hour at a time. If your insurance pay for katemine infusion whether it is outpatient or inpatient, please post your insurance here so that we know how to proceed just in case we need to explore this option. In terms of the coma katemine infusion, do we need a referral from Dr. S? Is he the only one who can refer coma Katemine infusion in Germanly? Take care! Numb |
Coma in Germany
Just a guick update- I was number 34 in Germany. I dont know if there have been any after me.CZ
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Ketamine Procedures and Insurance Companies
Hi,
I have also have had the Low Dose Ketamine with Boosters and was very lucky each time with the insurance companies. As you know how it works at HSS I don't have to tell you that. But what makes the difference is that I have a PPO Plan not a HMO. By husband's company pays 100% towards the HMO Portion and it's costing us $7000 or more a year to upgrade it to a PPO and ofcourse it just can't be me it has to be our whole family. We have thought about going out and buying my own policy and changing the family back to HMO but that's even more $$$ for the PPO Premium. And believe it or not my boosters where in-network. Ketamine and I are not friends but I truly believe my RSD would be worse and my quality of life would be gone if I did not do those treatments. What I mean by not friends its a little rough of a procedure, but works. I hoped this helped. If you have any other questions or want to talk about the insurance issues please feel free to private message me. I have had many procedures and surgeries with very speciality doctors so it is alittle tricky. Ann Quote:
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