[ConsiderThis]

Hi,

I'm working on revising my appeal brief. I couldn't go to sleep last night at all. I finally got a couple hours this morning after 7.

I know a lot of people are going to be facing foreclosure, and it's so distressing.

(I blame Realtors for the nationwide problem... and they haven't ever been mentioned as far as I've heard.)

In any case, last night I saw that the lawyer for the mortgagee in my case lied repeatedly in court, and he also happened to say that's what his firm has done for years...

He didn't say, "We've been cheating and lying to people for years," rather he described what he did and my case and said they'd been doing it for years.

The thing is, it's taken me over a year to see this because it was so stressful and the more stressed I am, the less well I see things.

And, the lawyers I hired and that cost me 7 times as much money as I have left now, totally either agreed with him because they're all lawyers, or else they didn't bother to do a very good job for me and didn't find the problems although the problems were repeatedly made.

I cannot tell people enough how important it is to really look at your legal papers, because there are rights you should have... and that lawyers are keen, VERY KEEN, to deprive you of.

So.... that's why I think we could use a forum for this kind of thing...

What do you think?

[Wiix]

OF course this is a good place to talk about this since it is Probably affectiong your health either mental or physical or BOTH.

Foreclosure is Rampant in the U.S. right now. Don't totally blame yourself. The banks, ******* LAWYERS and the finance companies are the only winners in this MESS. People can't make ends meet because wages are so low for the average Joe. Price fixing, the Government and runaway inflation is Killing a lot of working people. It's the system gone haywire and I hate for individuals to blame themselves when forces beyond their control are Screwing them Over.

I'm sure if you look back NOW there may have been a way to avoid this but ONE major, unexpected expense can land anyone in your situation. Most people are, so I have heard, one month from being homeless, maybe two. I'm sure you have also heard how the American Dream has turned into a Nightmare.

I have never been homeless, well maybe ONCE when I was 17 I ran away from home to get away from abuse. I was gone for 2 weeks but the cops found me and dragged me back. But I remember sleeping on the hood of a car because it was warm, for a few hours anyway. But I do recall that feeling of not having a home.

My advice would be make arrangements NOW for a place to go. You don't want to be on the streets or living in your car. prepare for the worst and you are usually not disappointed.

I hope CT you can keep us Posted on what's happening with you.

[ConsiderThis]

Hi Wiix,

That's a very thoughtful and considerate reply, and I'm grateful.

I've weathered several foreclosures so far... I worry about people who aren't as conservative as I am and maybe not such fighters.

I used to try to not be such a fighter, but then it made me too vulnerable and I realized my mistake.



I was thinking an hour or so ago about how this is going to impact health in a widespread way. I would bet so, at least.

What I would like to say in a forum like that is that if someone thinks they may be going into foreclosure, it would be a good idea to get debt counseling... not those things that consolidate debt, but counseling.

I say that because I think the bankruptcy rules have been changed so that people can't file unless they've had counseling, so they won't be able to protect their property the way that I was able to.

That upsets me.

((((((((((((Wiix))))))))))))))

Thank you so much for writing such a thoughtful reply.

(My appeal is to get back a property that was foreclosed and sold without notice to me of the judgment or sale. That's a denial of due process. But so far it's been a battle ... That's because the Realtor was really happy to get my $150,000 equity and the judge laughed when I mentioned my disability.)

[Wiix]

Sounds like your drowning in a Sea of Legalities. I'm so sorry for you. All the legal system does is chew you up and spit you out.

I have been throught that a couple times. I was divorced twice and I had no control, the lawyers did. First time I got screwed over so I learned NEXT time if it should happen again just be as vicious and nasty and I benefitted from my experience.

I live a simple life now. I have just what I need and avoid all entanglements that may land me in court someday. That Includes marriage. The MORE you have the harder people try to take it away from you. Simplify, simplify, SIMPLIFY DAMN IT!!! I too have a disability but I don't tell many people IRL. Then they look at you as weak and try to take advantage.

IF I could live by myself on an island somewhere away from civilization and people I'd be SO happy.

[ConsiderThis]

OMG - How telling is that, that you'd choose to live on an island.

It's like I do. I seldom go out and I see people for only a few seconds five days a week when they bring me my dinner.

I'm glad you feel you learned and that it helped you, but how sad. How very sad that the legal system isn't seen as an opportunity for justice.

I was actually shocked when I saw from the record that the lawyer lied. In my first brief I had a lot of insults to the court because of how the judge treated me. I knew he was ignoring denials of due process and I know the law regarding the automatic stay. It's very clear, Damages are mandatory.

So when the judge refused me any kind of relief and gave my condo to this guy, the Realtor, I knew it was wrong. I'm very careful and I always check things before I say them. But I did not see that the Plaintiff hadn't resent the things he'd served in violation of the Automatic Stay. I just do not see things.

But the lawyers knew I was making a mistake.

So they took advantage of that.

But then, the one for Ocwen actually lied to make it appear in court that he hadn't violated the automatic stay.

On the back pain support group at WebMD a wonderful participant gave me a link to a site ... oh, I hate that things in my memory fade... RipOffReport, I think that's the name of the site. There are over 88 pages of reports on Ocwen. They really take advantage of people.

One of the things they used to do that was very confusing to me, is they would send a check, a real check ... some small amount of money, say $5 or $10. It was really hard to tell that if you cashed the check they were going to start charging you every month for whatever ...

It was so confusing because mortgage servicers do really send checks if there's an overage in the escrow account, so it seems a lucky legitimage thing. And then when you call to say no, you made a mistake, they give you such a run around that it's nearly impossible to stop the charges.

I can't imagine what people do who have the kind of disability I do but without the prior experience of success related to their thinking ability.

I think it must be very much more difficult not to be swamped.

Once again... I really appreciate your post.

thank you.

I hope you have a lovely day.

Are you going to be doing something fun?

(((((((((Wiix)))))))))

[Wiix]

Thanks CT. I am having what I call a "WaterDay". I lay around, drink LOTS of water, take hot tub with epsom salts, nap, watch movies, listen to relaxing music, have a nice Treat of some kind. Just pampering myself today. Spent yesterday in the sun and got "FRIED", but had a lot of fun so I need to rehydrated and Moisturize. Maybe a nice Fresh Fruit Smoothie later too. Just ReCharging today. Tomorrow it's back to the RatRace out there.

[clouds z]

http://www.thepowerhour.com/schedule.htm

this radio show probably has books and guests who know

good luck

[clouds z]

FRIDAY - SEPTEMBER 7 - Take Back America

This spectacular panel of researchers, actual participants, and judicial educators believe strongly this is the correct direction that every hard working Americans MUST become aware of to protect themselves, their property, assets and heritage. This may be just the medicine to stop the current Corporate/Government tyranny in it's corrupted, insatiable take-over.

GUESTS:
Rae Copitka, Loma Wharton, Dennis Wharton, Reyavoni Carter, and Al Chazn

Sample Presentation starts 7-8 minutes in to Douglas, County Commissioners meeting on AUGUST 8; and again on AUGUST 29:
http://www.co.douglas.or.us/bocwebcasts.asp


http://www.thepowerhour.com/schedule.htm

comes on at 2am nyc time and 4pm internet link is on there to click

[clouds z]

http://www.google.com/search?hl=en&c...es&btnG=Search

[ConsiderThis]

Originally Posted by clouds z

FRIDAY - SEPTEMBER 7 - Take Back America

This spectacular panel of researchers, actual participants, and judicial educators believe strongly this is the correct direction that every hard working Americans MUST become aware of to protect themselves, their property, assets and heritage. This may be just the medicine to stop the current Corporate/Government tyranny in it's corrupted, insatiable take-over.

GUESTS:
Rae Copitka, Loma Wharton, Dennis Wharton, Reyavoni Carter, and Al Chazn

Sample Presentation starts 7-8 minutes in to Douglas, County Commissioners meeting on AUGUST 8; and again on AUGUST 29:
http://www.co.douglas.or.us/bocwebcasts.asp


http://www.thepowerhour.com/schedule.htm

comes on at 2am nyc time and 4pm internet link is on there to click

see, i'm soooo slow, i don't get it.

That's for this friday, right? is that right?

how do they figure to take back our rights? do you know?

I think that being pro se has got to be a part of it.