I don't know your total situation but there is always Bankruptcy. They usually let you keep your house and car and you could probably wipe out your credit card debt since you have limited income and you can't work.

That may just be the way we will end up going. We have been talking about filing for bankruptcy for a while now because my wife saw the writing on the wall and knew it was just a matter of time before she would be let go. She works in the mortgage industry and there are very few opportunities for work these days.

Shell, not sure if your wife can do this but my wife was told a month ago her hours are going from 40 to 30 and maybe lower in about a month. So she looked into those jobs that stock magazines and the like in grocery stores. She has an interview this week. It pays around $10 an hour. It is part time howeve or at least my wifes position is going to be. There may be full time opportunities out there. She found the website that shows the openings nationwide. Believe me I know your pain. We have 3 daughters 1 in college and 1 17 and the other 11 with Cystic Fibrosis. We squeeze every penny out of a dollar. Another thing you may try is sell on Ebay. I sell tickets and collectibles online. You can go to auctions and buy items there and sell them online. If you have any questions on Ebay shoot me a line. I may be cheating the system but I do not turn this in as income. When times are hard we become resourceful. I started going back to church and putting things in God's hands and so far he is helping. Hang in there.

Is selling on Ebay(and the such)be considered as work? Where is the line drawn on that situation? People do it as a business,where others sell a few things.