56 year old male

EducatedAsylum · 05-13-2011, 06:56 PM

Yeah, I would think that folks closer to retirement and closer to collecting social security anyways are less likely to be reviewed when there is such a backlog..

I'm 32 and started collecting social security when I was 18 and haven't been reviewed ever.. when I was 18-31 I was collecting SSI, which has now been turned into survivors SSDI.. I was diagnosed with 'schizaffective' (or bipolar with slight schizo tendencies) which was labeled 'improvement not likely' (7 year window).. hopefully cases with 'improvement not likely' attached to them have the same fortune as mature folks in terms of likelihood of CDR.. the backlog issue was real, but I unfortunately heard that the government passed something, like a sum of money to SSA recently to start cutting that backlog (hopefully this is not the case)

Mz Migraine · 05-16-2011, 10:31 AM

Quote:

Originally Posted by daylilyfan

Mz Migraine, what I was told by the woman who helped me at my local SS office with my claim is a little different than what you posted, so I looked it up on the SS website.

now I am not sure if she told me correctly. She told me that at retirement, the SSDI converts over to SS, and the amount remains the same. When I read this web page, it sort of sounds like it depends on the year you were born - which determines "Full Retirement Age." I was born in 1958, so I would be full retirement age at 66 and 8 months. Now, if they threaten to take away SSDI before then, say at age 62, and I opt for SS, my benefit would be reduced by 30%.

At least if I understand this correctly....

http://www.ssa.gov/dibplan/dqualify.htm

This is true. However, regular Social Security (retirement) is less than the SSDI amount.
As you near your "normal" retirement age, you will get a letter (retirement package) from SS advising you that your "current" SSDI amount will convert to "retirement" SS. You will be given a choice of which amount you want, your SSDI or the "normal" SS retirement amount. At least this holds true for "us" Baby Boomers. If the "Disability" laws have changed regarding "retirement funds," "us" Baby Boomers are grandfathered in under the old law.

I have to check my paperwork and/or wait until I get my "retirement package from SSDI" to see what they say about "us" Baby Boomers collecting early retirement SS. Do we have a choice?

Mz Migraine · 05-16-2011, 10:33 AM

Very interesting info...

Full Retirement Age Chart (www.ssa.gov)

The Social Security Administration website (www.ssa.gov) calculates full retirement age or normal retirement age as follows:

Born 1937 or earlier, full retirement age 65

Born 1938, full retirement age 65 and 2 months

Born 1939, full retirement age 65 and 4 months

Born 1940, full retirement age 65 and 6 months

Born 1941, full retirement age 65 and 8 months

Born 1942, full retirement age 65 and 10 months

Born 1943-1954, full retirement age 66

Born 1955, full retirement age 66 and 2 months

Born 1956, full retirement age 66 and 4 months

Born 1957, full retirement age 66 and 6 months

Born 1958, full retirement age 66 and 8 months

Born 1959, full retirement age 66 and 10 months

Born 1960 and later, full retirement age 67

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