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Old 10-25-2011, 01:22 PM #61
Mz Migraine Mz Migraine is offline
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Quote:
Originally Posted by LIT LOVE View Post
Bulldog: A little info can be a dangerous thing.

Giving advise out like the above is dangerous. Buyers beware. I'm not going to retype the issues regarding PT work. The info is available in other recent posts.
Bulldog's information is correct. The same information can be found on the SSD website - http://www.ssa.gov/disability/
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Old 10-25-2011, 01:57 PM #62
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Originally Posted by Mz Migraine View Post
Bulldog's information is correct. The same information can be found on the SSD website - http://www.ssa.gov/disability/
*edit*

For those with a mental disability claim most especially, but including almost all SSDI beneficiaries (the blind are an exception) being able to hold even a PT job, has been used by SS to claim an improvement, thus resulting in the termination of benefits.

*edit*

Last edited by Chemar; 10-30-2011 at 06:53 AM. Reason: NeuroTalk Guidelines
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Old 10-25-2011, 07:16 PM #63
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Quote:
Originally Posted by LIT LOVE View Post
*edit*

For those with a mental disability claim most especially, but including almost all SSDI beneficiaries (the blind are an exception) being able to hold even a PT job, has been used by SS to claim an improvement, thus resulting in the termination of benefits.

*edit*
Doesn't change the fact that Bulldog's statement is correct.

"Almost all?"
Do you have any links to back that up? There are various reasons why a person is cut off if employed PT or FT. Two of the main ones are:
1 - The person stopped going to medical treatment.
2 - Treating physician confirmed the patient is "no longer disabled."

Last edited by Chemar; 10-30-2011 at 06:54 AM. Reason: quoted post has been edited
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Old 10-25-2011, 08:47 PM #64
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Thank you to those who replied.

I did speak with them on Monday, and the lady did not ask me any questions about school, only my financial info. However, I'm not trying to hide anything, so at the end I asked her about my being in school. She said it should not matter but that I need to tell them if I start working.

When I do start working, whether that is in a few months or many months (or perhaps even a year from now), I plan on informing them and seeing what options I have available. I don't think SSI has as many work incentives as SSDI, but I'll figure that out when I need to. I also have no intention of ever stopping my weekly doctor visits, or my medication.

Disability for mental illness, as others have said, is a little different. I think there are usually periods of full remission, like there were in my case. However, this is why the hospital and doctor's records are so important: they show that someone can have repeated relapses followed by periods of being fully functional. I suppose it is possible that SSA could decide to give benefits for one month when you're ill, and then no benefits for the 2 months of remission, and then benefits again for the next month when you're ill, etc--but the current model doesn't work this way. You are not evaluated on a month by month basis. Also, two months of remission here and there is not going to really get you enough work to live on since most employers are not hiring by the month (or at all ).

I guess my point is that, for people who are disabled by a mental illness like bipolar, I think SSA realizes you have good and bad periods; but the combined result of the bad periods makes it very unlikely you can work even during the good period when you technically are able. So I don't need to be in the midst of mania or depression 100% of the time-- just enough that long term, steady work is not viable. Likewise, if I am working for many months with no problems, then SSA has grounds to stop the benefits, since they can more easily prove that the stability will last.

Perhaps this view of how SSA considers mental illness is incorrect, in which case, I hope someone will correct me. Thanks again for your thoughtful replies.
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Old 10-25-2011, 11:53 PM #65
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Quote:
Originally Posted by LinaV View Post
Thank you to those who replied.

I did speak with them on Monday, and the lady did not ask me any questions about school, only my financial info. However, I'm not trying to hide anything, so at the end I asked her about my being in school. She said it should not matter but that I need to tell them if I start working.

When I do start working, whether that is in a few months or many months (or perhaps even a year from now), I plan on informing them and seeing what
options I have available. I don't think SSI has as many work incentives as SSDI, but I'll figure that out when I need to. I also have no intention of ever stopping my weekly doctor visits, or my medication.

Disability for mental illness, as others have said, is a little different. I think there are usually periods of full remission, like there were in my case. However, this is why the hospital and doctor's records are so important: they show that someone can have repeated relapses followed by periods of being fully functional. I suppose it is possible that SSA could decide to give benefits for one month when you're ill, and then no benefits for the 2 months of remission, and then benefits again for the next month when you're ill, etc--but the current model doesn't work this way. You are not evaluated on a month by month basis. Also, two months of remission here and there is not going to really get you enough work to live on since most employers are not hiring by the month (or at all ).

I guess my point is that, for people who are disabled by a mental illness like bipolar, I think SSA realizes you have good and bad periods; but the combined result of the bad periods makes it very unlikely you can work even during the good period when you technically are able. So I don't need to be in the midst of mania or depression 100% of the time-- just enough that long term, steady work is not viable. Likewise, if I am working for many months with no problems, then SSA has grounds to stop the benefits, since they can more easily prove that the stability will last.

Perhaps this view of how SSA considers mental illness is incorrect, in which case, I hope someone will correct me. Thanks again for your thoughtful replies.


SSI has work incentives that are not the same as work incentives for SSDI. Go to socialsecurity.gov and read The Red Book. Request one to be mailed to you and read it cover to cover. Twice. Take notes. Read about SGA, TWP, IRWE, PASS, 1619b, EXR, Section 301, earned income exclusion, etc.

If you are able to perform substantial gainful activity in less than 12 months after your date of onset, you are jeopordizing your award. Your award could turn into a denial, after the fact. The assumption is that you have been or expected to be unable to perform substantial gainful activity for 12 months or longer, so if you return to work in less than 12 months, the initial decision can be reversed and you can be asked to pay all the money back. So be very careful about when you decide to work.

I know everyone wants a one size fits all answer to can you go to school without affecting your eligiblity for SSDI and SSI or not. There is no such one answer.

SSDI benefits can be ceased because of work activity after the trial work period if the person is performing substantial gainful activity. SSDI benefits can also be ceased because a person has shown medical recovery; that their symptoms have gone from severe to moderate or moderate to minimal. This can be because their injury has healed significantly or that medication or medical treatment is controlling the symptoms or cured the illness.

SSI benefits are not ceased due to work activity but the amount of wages can reduce SSI to zero and put a person on special (section 1619b) SSI status. SSI benefits can be ceased the same as SSDI benefits due to medical recovery.

For SSI, the first $65 of the gross wages and 1/2 of the remainder are excluded from income. Generally, income received one month determines payment two months later. There is an exception to the two month rule. Generally, income received in October determines December's SSI. Even if the money is already spent and is no longer being received. If the wages are too high, they can reduce SSI to zero in the month of receipt. You make an estimate of wages. You provide your hourly rate; number of hours you are expecting from the job; and the expected pay date. SSI needs numbers.

Does going to school show medical recovery? Maybe. Maybe not. Every case is different.
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Old 10-26-2011, 12:47 AM #66
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Quote:
Originally Posted by Mz Migraine View Post
Doesn't change the fact that Bulldog's statement is correct.

"Almost all?"
Do you have any links to back that up? There are various reasons why a person is cut off if employed PT or FT. Two of the main ones are:
1 - The person stopped going to medical treatment.
2 - Treating physician confirmed the patient is "no longer disabled."
I never said Bulldog was wrong. Quoting just the rule, to a student with a mental disability claim that has just been approved that wasn't even asking about PT work, is dangerous advice IMO.

The "almost all" was in reference to SSD beneficiaries (except the blind, and it seems like there is maybe one or two other exceptions), not that "almost all" will lose their benefits, but that accept for those few exceptions, a PT job will trigger greater scrutiny, the long form CDR, etc. If you really want linkage I'll hunt mañana, but I think my original sentence just wasn't clear.

I suspect under $700 in wages is safer, but perhaps Janke or lefthanded could give a real answer.
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Old 10-26-2011, 03:05 PM #67
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To clarify:

If an SSDI beneficiary makes under $700 in a month, then that month is not counted as one of their 9 Trial Work Period months. I am very possibly making an incorrect leap that a beneficiary staying below the $700 threshold (as opposed to the SS quoted $1000 SGA level) will be less likely to have their benefits terminated after a CDR.

The two might be entirely unrelated. Apples and Oranges...

LL
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Old 10-29-2011, 06:22 PM #68
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Quote:
Originally Posted by Janke View Post
SSI has work incentives that are not the same as work incentives for SSDI. Go to socialsecurity.gov and read The Red Book. Request one to be mailed to you and read it cover to cover. Twice. Take notes. Read about SGA, TWP, IRWE, PASS, 1619b, EXR, Section 301, earned income exclusion, etc.

If you are able to perform substantial gainful activity in less than 12 months after your date of onset, you are jeopordizing your award. Your award could turn into a denial, after the fact. The assumption is that you have been or expected to be unable to perform substantial gainful activity for 12 months or longer, so if you return to work in less than 12 months, the initial decision can be reversed and you can be asked to pay all the money back. So be very careful about when you decide to work.

I know everyone wants a one size fits all answer to can you go to school without affecting your eligiblity for SSDI and SSI or not. There is no such one answer.

SSDI benefits can be ceased because of work activity after the trial work period if the person is performing substantial gainful activity. SSDI benefits can also be ceased because a person has shown medical recovery; that their symptoms have gone from severe to moderate or moderate to minimal. This can be because their injury has healed significantly or that medication or medical treatment is controlling the symptoms or cured the illness.

SSI benefits are not ceased due to work activity but the amount of wages can reduce SSI to zero and put a person on special (section 1619b) SSI status. SSI benefits can be ceased the same as SSDI benefits due to medical recovery.

For SSI, the first $65 of the gross wages and 1/2 of the remainder are excluded from income. Generally, income received one month determines payment two months later. There is an exception to the two month rule. Generally, income received in October determines December's SSI. Even if the money is already spent and is no longer being received. If the wages are too high, they can reduce SSI to zero in the month of receipt. You make an estimate of wages. You provide your hourly rate; number of hours you are expecting from the job; and the expected pay date. SSI needs numbers.

Does going to school show medical recovery? Maybe. Maybe not. Every case is different.
Thanks so much for your detailed explanation. I really appreciate it. I think my doctor is misinformed because he believes that if I am able to work earlier than 12 months from either date, SSA might stop my benefits but they would never take away the amount already paid for previous months. Thanks for letting me know that is even a possibility!

To clarify, by date of onset, do you mean date of disability? In my case, the date of disability is a few months earlier than the date of application. So would it be 12 months from the date of disability or 12 months from the date of application? I will not be making enough for SGA till more than 12 months after the date of application. However, I want to ease into working. If all goes well and I can work a few hours a week 12 months after my date of disability, but before 12 months after the date of application, I would like to do so under the auspices of SSA, especially since it will not be enough for SGA.

I agree with you completely that everyone's case is different and there is no knowing how attending school can impact an individual case. I am glad though that attending school does not trigger a blanket denial of benefits and in some cases students under a certain age can earn income that is not calculated when determining their benefit amount. I am too old to qualify for that though.
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