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Old 10-25-2011, 01:42 PM #11
LIT LOVE LIT LOVE is offline
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Quote:
Originally Posted by Mz Migraine View Post
While gainfully employed, every year around your birthday, you should have been receiving Social Security Benefit statements. These statements show exactly (right down to the last penny) how much you would get if you "retired" on a certain date, if you ever go out on "disability" and how many work credits you have accumulated to date.

The statement also list the dates of every job you have ever had in your life time.
The SSDI formula isn't the same as SS retirement though, I don't believe.

Waiting for Janke...
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Old 10-25-2011, 11:26 PM #12
LinaV LinaV is offline
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Ballerina: Every circumstance is different. For those with little or no backpay, that can actually find a good attorney, they won't pay out hardly any fee anyway. Other than a legally capped fee, there is no downside to using an attorney that I can think of other than having a personal issue with the legal profession. When the legal fee is the objection, as I've repeatedly said, there are non-profit legal services as well.

Please explain once and for all what your objections are to getting professional legal help?

For those with a psych component to their application or a mental disability claim, for those that are so ill that they're barely functioning in their daily lives, for those in denial of the true extent of their disability, for those that don't have family resources to fall back on, exploring extra legal help early on makes sense.

Just because someone's view is different than yours, doesn't make theirs automatically "uninformed" or incorrect. **
I am an example of a young person with a mental illness who was approved without an attorney on the first try. But I know that I'm the exception, not the rule, and LIT LOVE I agree with everything you've said regarding hiring a lawyer. However, I also think it is important to point out the issue that Ballerina touched upon: that not everyone needs an attorney, so it is misinformed to think that an attorney is necessary. When I did some initial research, I found that some sites said an attorney was necessary for being approved, and that is incorrect. It was only after considerable more research that I found out people had won without attorneys and I felt comfortable applying on my own. Most people though would benefit from an attorney's expertise.

PS I am new to this board so perhaps LIT LOVE you were responding to past comments, but as an outsider, I did not find this comment by Ballerina offensive in any way. I read Ballerina's comment as neutral. *
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Mz Migraine (10-26-2011)
Old 10-26-2011, 12:02 AM #13
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Originally Posted by LIT LOVE View Post
The SSDI formula isn't the same as SS retirement though, I don't believe.

Waiting for Janke...
The formula is the same except for one very large difference: the elapsed years. For retirement, 40 years are used from age 22 to 62. For SSDI, the number of years is age 22 to date of onset.
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Mz Migraine (10-26-2011)
Old 10-26-2011, 05:16 AM #14
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SSDI Benefit Calculator:

http://ssa.gov/planners/benefitcalculators.htm
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