Quote:
Originally Posted by Hopeless
Hi Lit Love,
Thanks for the new link. I have more than the 40 credits needed and also meet the last 5 out of 10 year requirement no matter what my year of disability. There are only 2 years that I did not get the full 4 credits for the year and they do not alter anything regardless of year of disability. I meet the criteria required regardless of my onset date whether it be 2013, 2012, 2011, 2010, 2009, etc. etc. all the way back to 1978. You can pick ANY 10 year period and I meet the 5 out of 10 criteria. I guess they just made my date last insured, the end of the quarter preceeding my application for benefits. Since they did not have the information for calendar 2012 (before I filed my 2012 tax return) at the time I applied, they just used that date. That is all I can figure. But I came to that conclusion by all the bantering we have been having tonight. Thanks. I think you helped me solve the mystery. Sorry to have imposed upon you.
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Date last insured cannot be in the past if you have earned at least 2 credits (and you said most years are 4 credits) in every year up until you stopped working. Generally, if a person is working continuously, the date last insured is five years after the date last worked.
But you are right that if you haven't filed a tax return for self-employment, SSA can't know about your self-employment income.
06-21-2013, 11:28 PM
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