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Old 09-22-2014, 03:45 PM #1
canswicky canswicky is offline
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Default Does Working Part Time Jeopardize a CDR

Hi Everyone-
I just got approved and I'm super happy about this. However, my disability amount isn't enough to pay all my bills. Right now I couldn't imagine working, but soon I may need to work part time to help pay my bills. Right now I live with my mom, who is supporting me.
I have bipolar, anxiety and depression and an artificial heart valve. These conditions prevent me from working high stress jobs and now with increase of my meds, I have a hard time concentrating. However, if need be I may try and get a bagging job at a grocery store.
In my approval letter I am within the MIE, I think due to my age. Rvd. in July 2015, this falls within the 18 month time period.
So my question is, if I eventually go back to work part time for 15 hours or so and stay well beneath the SGA amount do you think I will be risking losing my benefits?
I'm caught between a rock and a hard place here and I'd like to believe what the REDBOOK says about working part time being ok....Any thoughts?? Thanks for your input.
Canswicky
Again I'm so relieved to have been approved, and I am not complaining, I'm just obsessing and worrying over something I truly have no control over. I guess I'm just looking for other's who have worked part time and have survived ....and have kept their SSDI....please put me at ease if possible.
Thanks a lot.
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Old 09-22-2014, 04:08 PM #2
LIT LOVE LIT LOVE is offline
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Quote:
Originally Posted by canswicky View Post
Hi Everyone-
I just got approved and I'm super happy about this. However, my disability amount isn't enough to pay all my bills. Right now I couldn't imagine working, but soon I may need to work part time to help pay my bills. Right now I live with my mom, who is supporting me.
I have bipolar, anxiety and depression and an artificial heart valve. These conditions prevent me from working high stress jobs and now with increase of my meds, I have a hard time concentrating. However, if need be I may try and get a bagging job at a grocery store.
In my approval letter I am within the MIE, I think due to my age. Rvd. in July 2015, this falls within the 18 month time period.
So my question is, if I eventually go back to work part time for 15 hours or so and stay well beneath the SGA amount do you think I will be risking losing my benefits?
I'm caught between a rock and a hard place here and I'd like to believe what the REDBOOK says about working part time being ok....Any thoughts?? Thanks for your input.
Canswicky
Again I'm so relieved to have been approved, and I am not complaining, I'm just obsessing and worrying over something I truly have no control over. I guess I'm just looking for other's who have worked part time and have survived ....and have kept their SSDI....please put me at ease if possible.
Thanks a lot.
Are you receiving SSI or SSDI? Different rules apply.

http://www.disabilitysecrets.com/top...ile-disability
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Old 09-22-2014, 04:16 PM #3
canswicky canswicky is offline
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I am receiving SSDI. Like I said I'm not going to even consider part time work for a few months, but I thinkmy mom would appreciate any amount I could help out with as long as it didn't aggravate my illness.
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Old 09-22-2014, 09:03 PM #4
canswicky canswicky is offline
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Default Working Part time and keeping SSDI

As far as the rules go, I think I'm safe, but I was hoping to hear stories of other's who have kept their SSDI while working Part time....
Anyone out there?

Thanks and sorry to be nagging...just obsessing.

Canswicky
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Old 09-24-2014, 12:09 AM #5
canswicky canswicky is offline
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Please if there's anyone who works part time and has had a successful CDR please reply. I hate to beg, but now I'm begging.

thanks and I hope all have a pleasant Wednesday!
Thanks ahead of time.
Canswicky
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Old 09-24-2014, 01:45 PM #6
Mz Migraine Mz Migraine is offline
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LIT LOVE provided a link for you to "research." Did you read all of the info? Pertains to you.

Not trying to be nosy or anything but what type of "bills" are we talking about here? Asking because, there are some resources out there that may be able to help.
Examples:
Cable bills - Comcast & Verizon FIOS have discount programs for seniors/disabled.

You may qualify for food stamps. Check w/your local Social Service Office.

Utilities - Most states have programs. Again check w/your local Social Service Office.


LAST BUT NOT LEAST: Read the stickies at the top of this website. Loads of info there that may be of further assistance while you are waiting for a response here.



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Old 10-28-2014, 09:17 PM #7
Janke Janke is offline
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Quote:
Originally Posted by canswicky View Post
Please if there's anyone who works part time and has had a successful CDR please reply. I hate to beg, but now I'm begging.

thanks and I hope all have a pleasant Wednesday!
Thanks ahead of time.
Canswicky
I am sure there are members who had a successful CDR while working part time and those that haven't. And their situation will not be the same as yours, even if their experience makes you feel better or worse.

And you should also remember that the point of work incentives and the Ticket To Work is to get you back into the work force and off of disability benefits, while giving you time to see if you can do it. You may be able to use the work incentives as a way of making more money, but that is not the intent of the policies.

You may want to look into Impairment Related Work Expenses that reduce the wages when comparing them to SGA amounts. Those would be expenses that you have, that a non-disabled person would not have, that allow you to be able to work - modifications to your environment that you pay for, additional medication that you pay for, etc. These are not common, but they exist.
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