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Old 02-28-2016, 01:08 PM #1
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Quote:
Originally Posted by LIT LOVE View Post
Am I confused? Using Janke's example, if he is currently receiving $1000, I thought your benefit on your own record is $500.
because she is 62 not 66 yet, so it is reduced 30%
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Old 02-28-2016, 01:15 PM #2
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because she is 62 not 66 yet, so it is reduced 30%
I understood the reduction, I'm not sure how I misread it now...
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Old 02-29-2016, 12:27 PM #3
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wait till your 65 thats what I did
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Old 03-02-2016, 02:02 PM #4
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So if I am receiving 50% on my own, it is senseless. I thought it would be 100% at 65/66 before I posted.
Basically as long as he is alive I will be receiving on my own then.

Ugh, there is no rest for the weary. I am so broken, can't work, can't find a job anymore I could even consider doing. If he were to pass away I would lose not only his portion of the difference in SS but his pay check too. I have to pray he live at least as long as me.
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Old 03-02-2016, 04:46 PM #5
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Quote:
Originally Posted by DiMarie View Post
So if I am receiving 50% on my own, it is senseless. I thought it would be 100% at 65/66 before I posted.
Basically as long as he is alive I will be receiving on my own then.

Ugh, there is no rest for the weary. I am so broken, can't work, can't find a job anymore I could even consider doing. If he were to pass away I would lose not only his portion of the difference in SS but his pay check too. I have to pray he live at least as long as me.
You should have a plan in case he does pass before you if you can't make it on just his full SS. Does he carry life insurance? If you own your own home you could buy down, take out a reverse mortgage, rent out a room, move in with family, etc. Property taxes can sometimes be deferred until your death if you're disabled or over 65.
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