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02-26-2016, 11:32 PM | #1 | |||
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Magnate
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I am going to be 62 this year, my husband is collecting already and I am collecting for the last 12 years from my own earnings. Wondering at what age, prior to him passing I would be able to collect from his earnings. I have half what he receives at this time. It isn't much at all...
Thanks, Oh I went to the website and I think it is saying 62, but it didn't seem correct, I thought full benefits were at 66.
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. Pocono area, PA . . . |
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02-27-2016, 04:01 AM | #2 | ||
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Magnate
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Quote:
https://www.ssa.gov/planners/retire/retirechart.html |
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02-27-2016, 07:20 PM | #3 | ||
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Quote:
The unknown factor is your date of death. You won't know the right answer without it. Everything else is a guess. |
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02-27-2016, 08:01 PM | #4 | ||
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Magnate
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Am I confused? Using Janke's example, if he is currently receiving $1000, I thought your benefit on your own record is $500.
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02-28-2016, 01:08 PM | #5 | |||
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02-28-2016, 01:15 PM | #6 | ||
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Magnate
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02-29-2016, 12:27 PM | #7 | |||
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Senior Member
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wait till your 65 thats what I did
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Remember That Life Is Short!!!" break the rules, Forgive quickly, Love truly, laugh uncontrolably, And never regret anything that made you smile |
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03-03-2016, 01:11 PM | #8 | ||
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Member
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In addition to what LIT LOVE asked....
"Does he carry life insurance?" you need to verify that you are the beneficiary. Does he have a pension plan? If he passes before you, will you receive his pension? Also, at your age, you should have been prepared. Do you have savings? If not, start now, even if its just $5 weekly. Start checking out the resources at your local Social Service department. Senior/Disabled housing are very affordable.
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"Thanks for this!" says: | DiMarie (03-03-2016) |
03-03-2016, 03:22 PM | #9 | |||
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Magnate
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We have some life insurance, enough for the immediate needs. I am the beneficiary our oldest as our second. The larger policy we lost years ago when I lost my job due to disability.
His pension is just under $400 a month, and will continue to me if anything happens to him. The largest impact would be the loss of his pt earnings which we put in savings for use now for property tax, fire insurance and things like tires, repairs in the home, catch up on high utility bills. I thought we were prepared, the house is paid off, the property tax is a killer. If you are on nearly fixed incomes it is so hard to keep up with the property taxes. School taxes are even higher then the property taxes. Our large savings went when taking care of an adult child's household, we paid off their home when they were disabled. With another major surgery I am not sure when he will be back on his feet.
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. Pocono area, PA . . . |
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03-04-2016, 12:15 PM | #10 | ||
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As I suggested previously, check w/your local Social Service Office. Your area could have programs to help you out w/your taxes for those on "fixed" incomes as well as resources for seniors/disabled. As for your adult son you helped out, he (or wife) should do the same if he has not already done so. Also check out the STICKIES at the top of this website. Wealth of info!!!!! GOOD LUCK!
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