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Old 07-14-2020, 05:24 PM #1
Happytobehere Happytobehere is offline
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Default Need help possibly Switching from SSI to SSD

Hope I'm not posting in the wrong place but if I am please direct me to the right place to post this question.
I'm currently receiving SSI (supplemental social security income). I was told when I received my SSI that I could switch to my social security when it was available but I don't think that's possible until I'm 62 which will be in a little over a year from now.
I'll be receiving some inheritance in a month or so and it threatens to knock me off my SSI. Its not the small monthly check that I'm concerned about losing, its the health insurance I'm worried about as I'm in very poor health. I've been told that I will not receive a very large check if I take my social security at 62 but again its just the health insurance I'm concerned about receiving.
Is it possible to stretch out my ssi until I'm 62 and try to switch over to disabled social security by stating I'd like to come off my ssi to see if I can make it without ssi for a year or so then if I cant make it try to switch to disabled social security or is this even possible.
I'm sure this sounds like a foolish post. It's just that I have nowhere to turn as I did go to an attorney for help and the attorney seemed way more interested in digging into the inheritance by trying to write a 2 or 3 thousand dollar blank check for legal work that didn't have anything to do with my disability what so ever. I couldn't direct the attorneys attention towards my disability not in anyway at all. So I had no choice but to just leave.
Any help at all would be greatly appreciated. Thanks for your time.
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Old 07-14-2020, 09:11 PM #2
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echoes long ago echoes long ago is offline
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anyone with enough work credits can retire early at 62. it has nothing to do with disability. if you are on ssi they automatically switch you to early retirement and if you are getting less than you currently getting under ssi they give you the additional amount so you dont get a reduction.

as to what you can do with your inheritance i have no idea what you can do,

i am going to send you a private message with someplace that someone may know.
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Old 07-15-2020, 11:11 AM #3
davOD davOD is offline
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Quote:
Originally Posted by Happytobehere View Post
Hope I'm not posting in the wrong place but if I am please direct me to the right place to post this question.
I'm currently receiving SSI (supplemental social security income). I was told when I received my SSI that I could switch to my social security when it was available but I don't think that's possible until I'm 62 which will be in a little over a year from now.
I'll be receiving some inheritance in a month or so and it threatens to knock me off my SSI. Its not the small monthly check that I'm concerned about losing, its the health insurance I'm worried about as I'm in very poor health. I've been told that I will not receive a very large check if I take my social security at 62 but again its just the health insurance I'm concerned about receiving.
Is it possible to stretch out my ssi until I'm 62 and try to switch over to disabled social security by stating I'd like to come off my ssi to see if I can make it without ssi for a year or so then if I cant make it try to switch to disabled social security or is this even possible.
I'm sure this sounds like a foolish post. It's just that I have nowhere to turn as I did go to an attorney for help and the attorney seemed way more interested in digging into the inheritance by trying to write a 2 or 3 thousand dollar blank check for legal work that didn't have anything to do with my disability what so ever. I couldn't direct the attorneys attention towards my disability not in anyway at all. So I had no choice but to just leave.
Any help at all would be greatly appreciated. Thanks for your time.
Sounds like the real question is, if you are on SSI now, do you receive Medicare or Medicaide?....Medicare is a Federal program, and Medicaide is through your state.
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Old 07-17-2020, 03:32 AM #4
Happytobehere Happytobehere is offline
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Quote:
Originally Posted by echoes long ago View Post
anyone with enough work credits can retire early at 62. it has nothing to do with disability. if you are on ssi they automatically switch you to early retirement and if you are getting less than you currently getting under ssi they give you the additional amount so you dont get a reduction.

as to what you can do with your inheritance i have no idea what you can do,

i am going to send you a private message with someplace that someone may know.
Sorry for the late reply. I suffer from crippling depression (one of the reasons I'm on ssi ) so it takes me some time to gather myself to communicate.
I just wanted to say thanks for the information. Its the best info I've received since all this started. Thanks again.
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Old 07-17-2020, 03:37 AM #5
Happytobehere Happytobehere is offline
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Quote:
Originally Posted by davOD View Post
Sounds like the real question is, if you are on SSI now, do you receive Medicare or Medicaide?....Medicare is a Federal program, and Medicaide is through your state.
I have ssi with medicaid. Thanks for the reply.
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Old 07-17-2020, 09:24 AM #6
davOD davOD is offline
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davOD davOD is offline
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Quote:
Originally Posted by Happytobehere View Post
Hope I'm not posting in the wrong place but if I am please direct me to the right place to post this question.
I'm currently receiving SSI (supplemental social security income). I was told when I received my SSI that I could switch to my social security when it was available but I don't think that's possible until I'm 62 which will be in a little over a year from now.
I'll be receiving some inheritance in a month or so and it threatens to knock me off my SSI. Its not the small monthly check that I'm concerned about losing, its the health insurance I'm worried about as I'm in very poor health. I've been told that I will not receive a very large check if I take my social security at 62 but again its just the health insurance I'm concerned about receiving.
Is it possible to stretch out my ssi until I'm 62 and try to switch over to disabled social security by stating I'd like to come off my ssi to see if I can make it without ssi for a year or so then if I cant make it try to switch to disabled social security or is this even possible.
I'm sure this sounds like a foolish post. It's just that I have nowhere to turn as I did go to an attorney for help and the attorney seemed way more interested in digging into the inheritance by trying to write a 2 or 3 thousand dollar blank check for legal work that didn't have anything to do with my disability what so ever. I couldn't direct the attorneys attention towards my disability not in anyway at all. So I had no choice but to just leave.
Any help at all would be greatly appreciated. Thanks for your time.
Quote:
Originally Posted by Happytobehere View Post
I have ssi with medicaid. Thanks for the reply.
Yes then you will have to wait till your 62....If you qualified for SS at 62 why did you not try and go for disability (SSDI)?
Then you would of been on Medicare and there is no gap lost....That lawyer needs to know all that about inheritance, as maybe he could delay some of it and still keep you on SSI...The process is very confusing, and you did right hiring someone who understands all the ins and outs.
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