My money is directly deposited into my checking account-I never see an
actual check. It's a nice thought, though.

I see... I just did that last year. It's nice, one less thing to worry about! I just hope if I remember correctly, you said something about your mom's name on YOUR account. I hope she doesn't have access to YOUR money and she withdraws it whenever she feels. (That would be terriable.)

(I think someone was added to MY account because of the fact the people at my bank are complete morons and always had one of the numbers wrong on my account. (I mean the balance wither it was begining balance, total withdraws, not enought deposit, or ending balance.... I don't remember.) But it has ALWAYS been the banks fault. Except one time, wich was an accident. And I have gotten one "suprise" wich recently came back in my favor!

(I just hope she doesn't take it upon herself to withdraw YOUR money for HER use. That would be terriable! I never really understood how that could work.)

How do you like that, I'm the one who gets punished for something the bank did? Nice, right?

It depends on what you mean by, "HER use". In addition to my own bills,
she's using my money to pay the cable bill up here and the internet bill
in Delaware-neither of which are in my name, BTW.

It goes back to what she's said before: "There's no reason you can't
do that little bit."

Do you know for a fact that someone was added to your account, or
is it something that you suspect? Would your parents tell you if they
were added to your account, or do they act like you don't have the
right to ask?

Oh, you have no idea what these banks are capable of! My
mother had to change her password at the bank, because they had
locked her out of her account! See, my father was using the online
banking at our computer and saved his password. Well, that meant
that nobody else could sign in, because his account number kept
coming up and we couldn't get it off. My mother tried several
times to access her account and after 3 or 4 tries, the bank
locked her out! You wouldn't believe all the phone calls, etc. that
she had to go through to get it straightened out!

And they say the "normal" people know it all. Please..... :rollseyes: I'm not planning on doing much this year anway so it'll be "stock piling" again. I just have to get through Christmas and I will be fine!

I am curious... if its not to nosey... was your mom ALWAYS "co-signer" (whatever) on your accounts. Like she didn't trust you with YOUR money?
To me, it just seems, that people on the "lovely' system are footing the bills an aweful lot. I bet you are expected to foot the bill when and if you and your mom and dad (that is if you are welcome to come) go out to eat. (My dad does this far too often. But for a PIZZA HUT pizza (wich everybody else but him likes) I don't mind. That way the people who like to taste sausage get to have sausage! The place dad insists on getting pizza from is not good at all. Bland sausage and mushrooms.... (Oh well, this is something I don't mind at all....)

I bet you that when you are "forced out" of your house to live with your brother and his family, your mom is going to drop her name from YOUR account and make your brother or your sister-in-law co-signer. (That just stinks.... )

Hey, remember when I asked if you had someone (a third party) to talk to about the way you are treated? From where I am from, there is something called the FIA. (Do you have your OWN personal cell phone or own personal phone line? You can look up any local FIA in Maryland (that is where you said you were from, right? I don't remember. ) and ask for some help, but this is the tricky part, if you will be getting mail from them you may want to have it sent to a personal trusted friend of yours who respects privacy who can contact you directly when it has arrived. (But getting it to YOU is going to be tricky.)

Good luck.

Yes, she's always been on my bank accounts and credit cards. See, I
have a short-term memory problem and might forget to balance my
checkbook or pay a bill.

Actually, I think the only way to get my mother's name off of the
accounts and my brother's name on therm is for me to close the
old accounts and open new ones. I'm not positive, but I think
that's how it works. Wouldn't you love having to explain that
to Social Security, my credit card companys, etc.?

As for being "forced out", it may not be much longer-not so
much "forced" to leave, but necessity. See, it's like this:
Raven likes to prowl the neighborhood at 4:00AM. So, of
course, I'm the one she comes to, to be let out. I go out
to the living room...and immediately start having an asthma
attack. Why? Because "Mother Dearest" spent hours sitting
in the living room, reading books and smoking! Did I ever
mention that I have asthma?! We've argued about this many
times. My father and my brother have also argued with her about
it. She refuses to quit. And, my mother wonders why I keep getting
sick! My father suggested that I talk to my doctor
about her smoking and my asthma.

Bottom line: One way or another, I won't be here much longer...

I used to balance my checkbook once a week, but I don't use one anymore!
Why do they all want to have your brothers' name on your account? Is it a kind of like "just incase" type thing that if you got sick (incompasitated, ie shunt problems) and needed money for something he'll be a back-up. (If that is the only reason, that "sort of" makes sense. (I am NOT on your parents side with this, but in a twisted small way, it "sort of" makes sense. (That is someone being able to be there to access money you need if you get slammed with a catastrophic shunt issue. (I don't know. ) (Maybe that is why it happened to me, you know, a "just in case" scenario-type thing.)

By all means, talk to your dr about your mom's smoking. I bet you the seccond hand smoke can't be good. However, there is a "positive" twist about smoking I am sure you are well aware of.

Rumor has it, the insane taxes added to cigarettes, go to help the system. It's true. I heard it on the news a very long time ago. (Gee. They should combine all the governmental funding programs and figure out who is on what and divide the funds equally.... (I'm talking everything. SS. Medicare, Medicaid... yadda, yadda....)

Oh yeah, I am not sure if this is going to go against what you are saying about "somehow being put on your brothers insurance plan" and how you don't understand how it can happen since you have a "pre-existing condition" as what is is called, I think HIPAA does that, as long as you have had a certin ammount of "creditable coverage" or something like that, I don't remember the term, it can slide over. (I think.)

I know this much because I spent a long time trying to figure this one out because my mom said Something about getting me on her health insurance. (She was looking into it, but I am not mad at her for suggesting it, in fact if something like that happens, I will be THRILLED because I ABSOLUTELY WILL NOT WILLINGLY walk away from perhaps the greatest neursurgeon in the upper midwest. (Indiana. I was lucky with this because my mom worked (and still works) in Indiana) when I was a kid/teenager.)

I haven't brought up the HIPAA (health insurance portability and accountability act established in 1996(?)) yet, but I want to, het if it gets me off the medicaid system. I am all for it because I am NEVER sick and there are people who are really sick who don't get it. )

I think I have the link to that page somewhere, just ask for it. I wish you luck. Keep in touch.

I think at least part of it is a "just in case" issue. I'm sure that the other
part is, well, you know...

Oh, yeah, about the cigarette taxes: my mother buys her cigarettes in
Delaware, because it's a tax-free state.

What Social Security should do is base the amount of money a person
gets on the expenses they have. Show me one person who can afford
a house, food and clothing on a little over $600 a month! I can't even
afford the Medicare Part B deductible, which is why I'm still on my father's
insurance. At the very least, Social Security should work with low income
individuals to help them get into affordable housing programs. The way
I see it, Social Security fails to understand that medical conditions cost
money...beyond the so-called "cost of living".