I'm am the most pathetic person I know...spelling is probably wrong...I am really beating myself up which is mostly what I do for me...Because the home is part of our chapter 13 they will remove the home from the banckruptcy and then put us into collections. That would put all the payments that were part of the bankruptcy dur now which would be possible 10 times more than what they are asking now...I have right now almost what they need but we would be without any money until around the 25 of the month...and it doesn't pay any of the other bills. Phone has been disconnected and I used money I had so our power wouldn't be turned off.....I can't believe this. My daughter talked to me...she is the only one who knows whats going on...She felt all this behind stuff happened last winter when I was heavily medicated for pain.

I don't know.....I have to call this women by 3pm tomorrow to make an online payment...she didnt' tell me this last week. She talked like she would work with me...

There is nothing pathetic about you...you are heroic! Could your church help you? Could your daughter make up the difference? Trying to come up with something here....:grouphug:

I don't know how to be proactive...it isn't a local mortgage company...

Thanks for reaching out
 

You dear sweet soul –ask for help.

I bet you’re the kind of person who has helped countless folks over the years; now it’s their turn to help you. And believe me, if your friends and neighbours knew your situation, they’d want to help. In fact, they’d feel awful if you lost your home over one stupid payment.

I speak from experience. Through no fault of her own (sound familiar), a dear friend of mine was one payment away from eviction when I finally pried the truth from her. I got on the phone to all her friends and a few hours later we had that payment and one for the next month. It was enough to stabilize her situation. It was just a few bucks to each of us, but it made a world of difference to her. It’s what friends are for. It’s exactly what you would for a friend if you could.

I live in a rural community where nobody has much, but we share what we’ve got. When someone is in trouble we have a pie raffle or a variety show or just plain pass the hat. If somebody needed help and didn’t say so, we’d be insulted. I’m sure your neighbours would feel the same way.

Please talk to your pastor, reach out to your friends and relatives. I know you’re strong enough to ask for help.

Please also make sure that you are receiving all of the government benefits to which you are entitled. Things like food stamps were meant as a helping hand for deserving people like you.

How on earth could you be denied a disability pension? If you contact the closest University with a law school you may find that you can get a senior student to chase the pension folks and your nasty bank for free.

“Friendship makes prosperity more shining and lessens adversity by dividing and sharing it.” Cicero 44BC :hug:

i went to talk to Olhipie and he took one look at me and wanted to give me a hug...I fell to pieces in his arms...he asked me what was wrong I told him it was very serious...we got interupted...his memory is so bad he forgot something was wrong.......

(((((Tami))))

I wish I had the words to comfort you. You are carrying a tough load. Hang in there.

I can't believe the bank won't work with you, how heartless! I was under the iimpression that the banks were trying to help people not lose thier homes. Foreclosure is a costly undertaking for them, and working with the debtor usually is a more lucrative way for them to go.

You will be in my prayers!!:hug:

dottie

:hug: Tamiloo :hug:

You are in my prayers. :smileypray:

I'm glad you told him Tammi...tell him again and let him comfort you.

I'm also praying for you.:grouphug:

I thank you all so much...the comfort is happening...

(((Tami))),

Thinking of you,and wanted to let you know that you are in my thoughts and prayers..:smileypray: :smileypray:!! Love,Kristin