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Old 04-15-2008, 07:09 PM #21
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do you want me to? i love to push buttons.
Uh... Hold on. Just what exactly which button is it do you want to push? I get nervous when people start pushing buttons...

T
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Old 04-15-2008, 07:11 PM #22
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Quote:
Originally Posted by Curious View Post
do you want me to? i love to push buttons.
Please do change it. That would be great!


Quote:
Originally Posted by shelley View Post
All this talk of freezing cards and cutting them up is making me dizzy
Hang on to something, Shelly. You don't want to fall !


-Vic
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Old 04-15-2008, 07:14 PM #23
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Originally Posted by freeinhou View Post
Uh... Hold on. Just what exactly which button is it do you want to push? I get nervous when people start pushing buttons...

T
Stay away from the big RED one that says "Launch" !
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Old 04-15-2008, 07:18 PM #24
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do you want me to? i love to push buttons.
! Muchos Gracias !
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Old 04-15-2008, 07:37 PM #25
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Erin,

We have not used the credit card at all this year, and we destoyed all of our other credit cards after paying them off.

Nobody in my company has an active card but me....and I have not purchased a Chia Pet in weeks.

LOL

You have a good point. Everyone should be aware of how their cards are used.

-Vic
Is the card the type that you can just tap it on something at the register to pay for something? (the kind with the radio frequency chip in the card) Those are dangerous, because someone with a special scanner can walk right past you and "suck" the credit card info right off of it. I refuse to get one of those cards.
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Old 04-15-2008, 07:40 PM #26
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Is the card the type that you can just tap it on something at the register to pay for something? (the kind with the radio frequency chip in the card) Those are dangerous, because someone with a special scanner can walk right past you and "suck" the credit card info right off of it. I refuse to get one of those cards.
Erin,

It was just the typical card with a magnetic strip on the back.

Nothing fancy...'cause I am tooooo cheap for fancy stuff.
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Old 04-15-2008, 11:37 PM #27
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Thanks Vic!
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Old 04-17-2008, 07:05 PM #28
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Another Lesson Learned:

I should have known....

My wife and I have done everything possible to rid ourselves of debt. We all strive for that, I am sure.

Right now, I am watching the House Finance Committee discussing HR 5244 which is the credit card holders bill of rights. It deals with credit card rates and credit card company practices. Obama & Maloney are the authors of HR 5244 I think. There have already been Credit Card Company representatives under the gun (earlier in the week) regarding their practices.

So, what did I learn????

By paying-off 95% of our debt, and all of our personal and business credit cards....our FICO scores were blasted! We went from the 825 range down into the bottom of an outhouse. I just checked my FICO score as of 15 minutes ago...and it is unreal.

Fortunately, both democrats and republicans support this bill in a one-sided slam-dunk.

When it passes, the FICO scores will be returned to their previous standings and nobody will get wacked by these companies.

Sorry for the rambling,..., but I am stunned.


C-Span is a great way to see what the Congress does...
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Old 04-17-2008, 07:16 PM #29
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It's really sad, Vic, but ever so true. I use my Cabela's card for 99.9% of all my transactions so I can get free stuff (it amuses me). I also pay it in full religiously. My credit score is off the charts and my income is now less than I used to spend dining out.

Today, I received my first Black Signature card. It has no limit. Credit card companies are absolutely predators and I'm thankful that I have enough sense not to take that one too seriously!

I really feel for all the parents trying to teach their kids financial responsibility when even many colleges are into the game.

I have heard that you can't even rent a car without a credit card!
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Old 04-17-2008, 08:00 PM #30
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Originally Posted by AfterMyNap View Post
It's really sad, Vic, but ever so true. I use my Cabela's card for 99.9% of all my transactions so I can get free stuff (it amuses me). I also pay it in full religiously. My credit score is off the charts and my income is now less than I used to spend dining out.

Today, I received my first Black Signature card. It has no limit. Credit card companies are absolutely predators and I'm thankful that I have enough sense not to take that one too seriously!

I really feel for all the parents trying to teach their kids financial responsibility when even many colleges are into the game.

I have heard that you can't even rent a car without a credit card!

Cindy,

Who would have ever thought that you would be penalized for being a good steward of your money?

Who would have ever thought that operating on a cash basis, which is what our parents taught us, would be detrimental?

-Vic
Last edited by Victor H; 04-17-2008 at 09:28 PM.
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