It’s very comforting to know that I'm not the only one. If anyone can offer some advice on my situation, it would be GREATLY appreciated.
I worked as a processor for 3 years, while taking on-line classes, to finish a college degree. Meaning, I was on the computer for an average of about 12 hours a day. By the end of July (this year) my arm, fingers, neck, right side of head where fully symptomatic. You know...pain, numbness, tingling, stiffness... I went to see a nurse practitioner at my local doctor’s office and she wrote a slip for me to be off of work until I saw an orthopedic surgeon. To make a long story, shorter, I ended up seeing 4 different medical professionals until the last one diagnosed me with TOS. I have been off of work since July, without pay. The disability insurance (Harford) refuses to pay me because of lack of evidence of injury/illness. I've been in physical therapy for the last 6 weeks and it's slowly but surely helping (along with not being on the computer very much). Has anyone experienced this-having your short-term disability denied? I'm not sure what or if I can do anything about it. I already sent an appeal letter to them and they rejected that. It's not right to deny someone benefits just because they don't understand it (TOS). Oh, I was terminated from my job as well (on Oct 18th). Can anyone relate?
Thanks for taking the time to read.
Kelly

Could workers comp be an option? not the greatest option, but if hours/duties at work might have been a factor it might be wise to look into it.
It isn't a quick process at all though... long and drawn out, plenty of denials also.
Were you working full time or just limited hours?

Is your medical ins paying for the appts, treatments & /PT?

It's good to hear that PT is helping you, just take care that they listen to you if things start to flare up, and reassess the plan as needed. slow and easy is the best with TOS.

I haven't dealt with general disability ins so I don't how it works.

What was the reason for termination? was it related to your injury?
possible wrongful termination?

You might try to talk with some wc attys {free 1st consult} to see if they think you have a wc claim. Use the first visits as an interview also.. to see if one stands out above the others.
some will take a case just to get their chance % of any monies awarded - so look for a reputable office if you go that route.

i was taking online classes too, the full load when my tos popped up.