It's alot to think about, Barb. Will you qualify for SSDI in addition to the retirement?

I never in a million years thought I'd be walking this road alone. I always counted on DH's retirement income, plus mine, plus whatever we managed to save....which wasn't much. But at least when there's two of you there's at least something else coming in. And someone else to share the burden.

At the rate I'm going now I'll never, ever be able to save anything. It takes every cent I get each month just to keep afloat. I wish I had thought about this years ago and made provisions.....but hindsight is 20/20.

I've been thinking about this alot and what I'll do once both boys move out and I'm pulling all this load alone. I'll definitely have to move to a smaller place.....and get rid of some of this "stuff".

You have to decide what you think you're capable of....and factor in the unpredictability of this disease. What you've got is a sure thing right now. Who knows what course your disease will take over the next couple of years. It might remit and you might stabalize or it might not. We've always got this hanging over our heads.

I'm more of a "sure thing" type person. I want to know exactly how much I'm getting and when I'm getting it. I feel better with a plan in place. Albeit, my "plan" isn't much of a plan but it's all I have.

Good luck to you....I know you'll do what's right for you. My new motto is now "plan for the worst and hope for the best".