It's alot to think about, Barb. Will you qualify for SSDI in addition to the retirement?

I never in a million years thought I'd be walking this road alone. I always counted on DH's retirement income, plus mine, plus whatever we managed to save....which wasn't much. But at least when there's two of you there's at least something else coming in. And someone else to share the burden.

At the rate I'm going now I'll never, ever be able to save anything. It takes every cent I get each month just to keep afloat. I wish I had thought about this years ago and made provisions.....but hindsight is 20/20.

I've been thinking about this alot and what I'll do once both boys move out and I'm pulling all this load alone. I'll definitely have to move to a smaller place.....and get rid of some of this "stuff".

You have to decide what you think you're capable of....and factor in the unpredictability of this disease. What you've got is a sure thing right now. Who knows what course your disease will take over the next couple of years. It might remit and you might stabalize or it might not. We've always got this hanging over our heads.

I'm more of a "sure thing" type person. I want to know exactly how much I'm getting and when I'm getting it. I feel better with a plan in place. Albeit, my "plan" isn't much of a plan but it's all I have.

Good luck to you....I know you'll do what's right for you. My new motto is now "plan for the worst and hope for the best".

Well, DS is moving out on Wednesday. He's so excited. I'm a little sad. I'm glad he's doing something that makes him happy. It's a good situation for him and I'm really very happy for him. It makes me think of the future and what I'll do once they're both out of the house. Makes me sad because I definitely need to downsize and get a place that doesn't take every penny I get each month. I guess Christmas has me thinking about how much things have changed for me, too. Nothing like trying to figure out a gift list for your family to remind you that you're broke!

It's a cloudy, windy day here but at least the rain has stopped. I need to get a few things at the grocery but just don't feel like going anywhere. I'm just a poopy, downer person today.

I did manage to sweep, vacuum and dust this morning. So I feel like I accomplished a little something.

Ya'll don't forget to run your clocks back an hour tomorrow night. This time of year I always get a chuckle thinking about a girl I used to work with. She was a little ditzy.....and made the comment that she thought it was ridiculous to get up at 2 AM just to change the time. Yes, she really did say that....and NO it wasn't me!

Kitty, I think it's next weekend not this weekend that the time goes back. I wish it was this weekend though because that would mean payday! LOL

Speaking of income, I am starting to seriously think about what I can do to bring in extra income. I am researching craft ideas, painting, etc. Ideas that can generate money. Maybe personalized cards, plaques, I don't know. I really love stain glass projects, we're looking into that for sure. Do you know how many ideas for stain glass there is? It's endless! Jim and I love craft shows, trade shows, flea markets. We're looking into ideas so we can start making stuff to rent out a table and see how things go from there. We're not looking into being rich or anything, just a little extra income. I need to put this art degree to some good use.

That's about it for the day. Nothing else planned except researching on the computer. Hope everyone is having a good day.

Oops! You're right! And it would mean payday.....guess I was having some wishful thinking!

Hello all. It's been rainy windy and not so hot a day today. Sorry your a bit low at the moment Kitty sending you I have been trying to figer out money and gifts for this year not easy never enough cash. But it's the way it is so just do my best. I have had a headache all day just won't let up So I'm just relaxing watching tv. Good thoughts and for you all xxxxxxxxxx

Hey Supermoo! Hope your headache goes away soon!

Kelly, I do not qualify for SSDI. We do not have to pay into it as state employees. I have looked at my budget and have figured out that I should be okay. Of course it is hard to figure out the cost a living in the future. Since I paid off all of my credit cards, etc, I am living on a lot less and saving the rest.
Hope you too not feel too down for too long. I had a good cry myself last night.

I've had a headache since before I went to bed last night. I think it's sinuses because it's behind my eyes mostly. Thought it might be a BP headache but I don't think it is. I should probably get off this computer but I'm bored and have already watched enough TV. Hope you feel better soon!

I tend to get dehidration headaches I think my water tabs don't help with it eaither. Sniffing peppermint oil helps a bit though. Hope yours clears soon. xxxxxx