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Old 12-06-2007, 05:52 AM #1
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Mad confused and bummed about not getting life insurance because of Bipolar

Hi,

I met with the people visiting my workplace to buy whole life insurance and got turned down because I am bipolar. After an hour of bs crap, the sales dude very politely said that I was uninsurable.

Then he sent me to a different table to buy term life through the group plan at work. This plan is good as long as I work at the same place. I was able to buy some there because they asked minimal medical questions being a work group plan and all.

-->>I acted like a nut for the whole hour I was with the first guy. I was having to run around all day and was hyper-ish and agitated because I had no sleep and the day was crazy busy.
Also my watch stopped working and I was very confused about the time. Then I kept yanking my glasses off and on because I couldn't see (they are new-ish glasses) . . . I was even getting the glasses caught in my hair and just pulling my hair out. . . . It could have been an I Love Lucy skit with the darned classes and watch not working for me.

And you can imagine that most of the time I had no idea what he was talking about. He had to fill out a form for me. I could barely remember my own address.

It was awful. I wonder if I am the first bipolar person he knows that he met and I wonder if he thinks that is how we act.

Never mind that I am bummed about not being able to get insurance in case I pass and hubby needs to pay bills. I sort of knew this about bipolar, but I sort of forgot and was hoping for some dumb reason.

M.
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Old 12-06-2007, 06:11 AM #2
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Default freaking out

Oh darn. Now I realize that I should not have told anybody that I have bipolar. What if that salesman tells the people I work for?

My workplace is not friendly to people with bipolar.

M.
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Old 12-06-2007, 06:57 AM #3
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I am sorry you had to go through with all this. I am sure ethically the insurance guy can't say anything to anybody. I think it is all private information. I wouldn't worry about that.
Bobby
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Old 12-06-2007, 07:05 AM #4
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Thank you, Bobby.
That is reassuring.
M.
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Old 12-06-2007, 07:22 AM #5
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this really ticks me off Mari... The stigma of mental illness and the ignorance of the public in general. Suicide has this same stigma associated with it....when are we going to get smarter!!! Grrrrrrrrrrrrrr.

*whisper...not mad at you..just mad at the world!
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Old 12-06-2007, 09:49 AM #6
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I think term life insurance is better...will have to read more about that.
It sucks that we have to deal with these issues...it really does and I agree he ethically/morally/can't say anything....
It sounds like you had a verys tressful day...for this I am sorry.
bizi
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Hattie the black and white one wrestling with hazel, calico. lost hattie to cancer.....
Happiness is a decision....

150mg of lamictal 2x a day
haldol 5mg 2x a day
1mg of cogentin 2x a day
klonipin , 1mg at night


I will not give up in this weight loss journey, nor this need to be AF. 3-19-13=156, 6-7-13=139, 8-19-13=149, 11-12-13=140, 6-28-14=157, 7-24-14=149, 9-24-14=144, 1-12-15=164, 2-28-15=149, 4-21-15=143, 6-26-15=138.5, 7-22-15=146, 8-24-15=151, 9-15-15=145, 11-1-15=137, 11-29-15=143, 1-4-16=152, 1-26-16=144, 2-24-16=150, 8-15-16=163, 1-4-17=169, 9-20-17=174, 11-17-17=185.6, 3-22-18=167.9, 8-31-18= 176.3, 3-6-19=190.8 5-30-20=176, 1-4-21=202, 10-4-21= 200.8,12-10-21=186, 3-26-22=180.3, 7-30-22=188, 10-15-22=180.9,
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