My doctor has referred me to a phychaitrist, I have an app. on 02-20-13 but, I don't know how to pay the co-pay. We did our tax's on fri. and we would get enough back to catch up. except for we claimed the EIC for our child who lives with us, well his father did also wich sent ours back saying we can't file with the EIC because he did. One of the rules for the earned income credit is the child must live with you more than half the year. Of course the child was with us the whole time, so we had to supply proof that our son was with us and mail in our return, wich delays our refund weeks even months. And at the time we need that money now. My wife and her ex split the dependant deduction for the child one gets it one year the other the next, but he can't claim the EIC because the child does'nt live with him, and he know's this, this is the second time he has done this, and he could not claim our child at all for three years, well guess what the three years are up this year. Because he did it again he will lose this deduction for 10 years, and pay all the money back. Its not enough for me because of what a terrible situation we are in and the unbelievable stress. please don't give me any tax advice, I have worked in the field a long time and know what I am talking about.