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Old 10-11-2008, 11:13 PM #1
copper copper is offline
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Default Ontario Workers COMP. OPTING OUT ?? HELP

I was in a bad car wreck at work 9 months ago. Suffered a traumatic brain injury and have been off work and on workers comp. here in ontario since. Laws in Ontario state that you have 3 months after accident to decide whether to "opt out" of workers comp and proceed with a civil lawsuit. They may allow you to opt out if it is longer than 3 months IF the board at workers comp thinks your case is a just exception to allow it to do so. If they font allow you to then you may not proceed with a lawsuit.

I am in a situation now where it is appropriate to get out from under workers comp and under accident benefits and start a civil suit. I am unsure if WC will allow me to "opt out" this far past the 3 month normal limitation. Just wndering if anyone out there has had any experience or hear of anyone elses stories in Ontario about this.

Thanks for any help on this.
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Old 12-02-2008, 06:24 PM #2
rjconte rjconte is offline
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Please feel free to call me to discuss - it would be easier to discuss. Jane

Quote:
Originally Posted by copper View Post
I was in a bad car wreck at work 9 months ago. Suffered a traumatic brain injury and have been off work and on workers comp. here in ontario since. Laws in Ontario state that you have 3 months after accident to decide whether to "opt out" of workers comp and proceed with a civil lawsuit. They may allow you to opt out if it is longer than 3 months IF the board at workers comp thinks your case is a just exception to allow it to do so. If they font allow you to then you may not proceed with a lawsuit.

I am in a situation now where it is appropriate to get out from under workers comp and under accident benefits and start a civil suit. I am unsure if WC will allow me to "opt out" this far past the 3 month normal limitation. Just wndering if anyone out there has had any experience or hear of anyone elses stories in Ontario about this.

Thanks for any help on this.
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Old 12-02-2008, 09:36 PM #3
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Jomar Jomar is offline
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Who would you be suing? A private party? -{were they at fault for the accident?}

Do you have an lawyer to consult with, to compare the wc vs lawsuit options?
I think I would do that, get help checking all options so you can find the best way to go from here.
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Old 12-03-2008, 12:20 AM #4
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You may be able to opt out of Workers Compensation and pursue an Accident Benefit and tort claim. I typically advise that clients do this any time they have this option simply because I find that the Accident benefit and tort claims provide more benefits and compensation than WSIB does, which is in their best interest in the long run.

[QUOTE=copper;386739]I was in a bad car wreck at work 9 months ago. Suffered a traumatic brain injury and have been off work and on workers comp. here in ontario since.

Last edited by Koala77; 12-03-2008 at 01:40 AM. Reason: As per NT guidelines.
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