My sister and I were discussing health insurance tonight. I have a completely different need for insurance than she does but like my husband, she is right and I am wrong. She has a policy that doesn't have a Medicare D added to it but she doesn't pay for any tests or doctor visits. No she buys a separate drug plan that costs a good size premium and then also pays a lot for premiums yet she is on a lot of tier 3 and 4 drugs. She thinks it's silly I pay a lesser premium for my plan and have to pay for doctors and labs/xrays. She says she has to see her doctor every 6 months because her liver enzymes are high. Hers are high die toexcessive Tylenol use. Well so are mine but I'm on Avonex and they are expected to be somewhat high but my neurologist has an 'acceptable high'. I don't need to see her every 6 months. I just get lab work. Her PCP sees her every 4 months because of hypertension. I have hypertension also, I see him during my annual physical. So what is the norm???

Frequency of doctor visits???

That depends on the doctor and on the patient. Even if you have the same conditions as another does not mean the frequency of care need be the same.

Example: I have the same condition as a friend. My doc wants to see me every 3 months to monitor it. My friend sees the doc once a year for the same condition.