When I broke my kneecap, Erin, three years ago in Seattle, I found Medicare would not pay for even a night in the hospital. I had to go to assisted living, where the PT was not adequate. A real loser made visits, but she didn't even pay attention to the fact that I couldn't get on the toilet with my leg held in a hip to foot cast. Then I had a TIA and ended up back in the hospital. Because of the TIA I ended up in a good nursing home with excellent PT. Someway there must be a way to get you into a facility for good PT. Even if it's a roundabout way. I don't recommend having a TIA to do it. Some other way.
The only way I could get proper care was the pay for it all myself ($8000 to 11000 a month in Seattle) or have stress bad enough to have a TIA, with everyone shouting at me to go to the hospital. We have feeble medical care when it comes to some problems, good with other problems. You have to find the way to go for the PT.

I am sorry you lost your better medical care. I was on Medicare and Aetna when this problem occurred, but Medicare wouldn't cover what I obviously really needed, as I was far from home and had no place to go to heal the knee and start walking again. A series of things has made me understand what it's like not to have enough money for care when one is disabled or old. I thought I was covered, not lavishly, but enough. Now I know it is not true and God is my only helper. But in the meanwhile, until God arrives, PT has kept me walking. And my knee healed perfectly, as if nothing ever happened. Just this: my psyche never will trust again...and I never should have trusted. Millions of people have no one to trust. It is horrifying. Praying the doctor finds a way for you to get inhouse PT.