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#1 | ||
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Magnate
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You WILL have a hefty contribution towards your Catastrophic Deductible with this hospital IVIG session...in other words ONE BIG BILL! Depends on what your cat.ded. is...2-3-4K? That you can arrange to pay to whomever over a schedule.
Where I am, in my Plan, I meet that mid-Jan w/IVIG and other annual tests...after that, My co-pays and pharmacy stuff is n/c...OR the absolute minimum co-pay. You have to watch your EOB's from the ins co lilke a hawk tho..and compare 'em to the bills as the billers try to sneak stuff in...too many folks just pay it as they're too confused...I'm guilty of that for a time or two...It's easier just to pay and get them off your back [for stuff you really don't have to pay for] than the 4 hour hassle between the ins co and the doc's offices.... Insurance co is NOT going to recommend which pills to take for sleep! No way, no HOW! Check w/Dr Fred when you see him...I'll bet he's up enuf on this stuff and both your issues and meds to be on target...HEY I AM NOT A DOC! Far from it for sure! You'll have Alan home soon and just that should help your sleeping? - j Last edited by Chemar; 10-31-2007 at 11:41 AM. Reason: insurance co name removed at melody's request |
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#2 | |||
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In Memorium
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Melody,
If you plan is under the Medicare umbrella (dictated by what is allowed under Plan D) they dont cover anti-anxiety meds at all in that class (not sure why - its silly) - but they do cover sleeping pills such as ambien, etc...... You can find Alprazalom (generic for xanax) at drugstore.com for almost as cheap as Costco, they ship it to you..... or as Dahlek says - you will reach your deductible asap with IVIG and get ambien or other traditional sleeping medication on your current plan.... Hope you get some sleep ![]() |
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#3 | |||
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Wise Elder
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Hold on, wait a minute, HOLD ON!!!!!!
What catastrophic coverage are all of you talking about???? I phoned the company and I had two distinct phone calls with the customer service people and absolutely asked them the following: Is Alan completely covered for IVIG and will it cost us anything? And the answer was "Yes you are completely covered and NO, you don't have to pay anything? Now you are saying we have to pay towards catastrophic coverage???? We live on $900 a month after the rent. There is no money for anything else, no movies, no vacations, no nothing. Nobody said anything to us about contributing toward catastrophic coverage. If they bill us I'm dead!!!!! mel P.S. I just went to drugstore.com to check out alprazolam and they want over $200 for 120 pills. Costco cost us $12.00. here, check it out. http://www.drugstore.com/pharmacy/pr...291&trx=1Z5006 hold on. I looked up xanax and saw the generic version (same alprazolam) and it's 14 bucks. http://www.drugstore.com/pharmacy/pr...001&trx=1Z5006 Am I nuts, or are there two different alprazolams here? I'm having a senior moment.
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. CONSUMER REPORTER SPROUT-LADY . Last edited by Chemar; 10-31-2007 at 07:22 AM. Reason: edited for Melody |
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#4 | |||
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In Memorium
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120 tablets, 1 mg, generic for xanax (alprazalom) - just under $15.00..... www.drugstore.com..... (I take it to stop my legs shaking at night) Medicare plan D doesnt cover it - if you dont have a prescription those are the sites that charge you a small fortune! (I just looked at your link - you are looking at the 24 hour long acting version which I think is new)
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