jeff is away again....
 

Jeff is away again....how come I can't be alone????
I am a mess....I am all obcessed with refinancing our mortgage...currently at 6.625% and we can get it for 4.35% but will cost us in closing costs etc. any body know about stuff like this, rate lock in...have 30 days right?
anyway I have been on this computer researching rates and loans and companies......
I have made myself sick.
hours on the computer.
With my families help, I found out that my neice got engaged but her fiance is leaving for afganistan in a couple of weeks, he is a marine.
So they are scared and worried about him. Please keep Jake in your thoughts.
I am heading to bed.....
I hope I can sleep.
bizi
sigh he gets back friday nite. last time he was gone 5 days...I was a complete mess then.

hi Beth
 

(((((((((((( hugggggs )))))))))))))

have you discussed your issues with being alone with your T and with your pdoc? (i would tell both... it can be part of a broader picture.)

i will certainly keep Jake in my thoughts for you. how scary.

and you hang in there. Jeff will be back soon.

keep the kitties near you.

:grouphug:

~ waves ~

Dear Bizi,

This sounds right.
Regarding the lock. Sometimes they charge you a fee after the lock in case you want the chance to get a lower rate.


This might sound strange, but the details from one good mortgage to another don't matter too much -- what they take from one place they add to another. So what we did was find two banks and compare -- just two. We went with the one that was literally nicer to me on the phone -- it was a lot of work and I wanted a nice team.
Also, we went with the team that was in town so we could take stuff into the office instead of dealing 100% with the emails and the faxes.

Regarding your neice:
There are some forums for parents / families of marines:
http://www.usmcparents.com/forum/default.asp?group=10

http://www.marinemomsonline.net/join.html

http://www.navyformoms.com/

If she gets married she will have more rights as wife.
The Marines are highly trained and have good equipment. Also, he and his group members will take very good care of each other.
I hope he will have an easy tour.

I'm sorry that you are a lone again.
Is it possible to make arrangements to go with him the next time he goes away?

M.

Dear waves, thank you for what you said, I should talk about this alone time with my therapist I see her next week.
dear mari,
thank you for the links
and I went a head and refinanced our house thru our existing mortgage company. 10 years at 4.25% making extra payments we could have it payed off in 7 1/2 years!!!!! that would be fantastic!That means we would have our house paid off before our student loans....ugh!
My goal is to be completly debt free in 10 years. I would love to be able to scream on the dave ramsey show:
"I am debt free!"
bizi

Dear Beth,

This is good work.
You've got a lot done.
http://bestsmileys.com/cheering/1.gif

M.

GOod work Beth! Hang in there Jeff will be home soon. :D

thinking of you, Beth
 

sending you warm fuzzy thoughts and ((( hugs )))

:circlelove:

~ waves ~

my sweetie is home now...all is well, my sense of sanity has returned.
bizi