Reflex Sympathetic Dystrophy (RSD and CRPS) Reflex Sympathetic Dystrophy (Complex Regional Pain Syndromes Type I) and Causalgia (Complex Regional Pain Syndromes Type II)(RSD and CRPS)

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Old 04-05-2011, 03:18 PM #1
SandyRI SandyRI is offline
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Default Absence of sufficient insurance coverage -k treatments

I started the 10 day protocol last April 19, and in less than a year I have had 38 infusions (just had 37 & 38 yesterday and today). it took many months of fighting, but I finally got approval from RI WC Court for the treatments. Two months after I started them I returned to work full-time.

It just upsets me to no end that most of my RSD friends cannot avail themselves of this treatment because of the cost and the fact that their insurance companies, or Medicare, doesn't cover it. or if they do cover it, they pay a fraction of what the docs want to be paid for the treatments, and the balance due from the patient is outrageous (for instance, in RI for United Healthcare, it's $1500!). Ketamine has been amazingly effective for me -it gave me back most of my life, yet insurance refuses to pay a reasonable price for it. But insurance did pay $2000 for each of my lidocaine infusions without a hassle. and lidocaine infusions weren't nearly as effective.

So that's my beef. It makes docs look greedy when they want $2000 per infusion. And insurance companies are fighting like crazy not to cover this for us, even though it's been demonstrated to work better than any other treatment, and we are getting our lives back. My doc in RI is not going to lower his price, so he has few patients - only what the RI Workers Comp Court hands him. I know of MANY who suffer, but could NEVER afford to pay $1500-$2000 (depending on insurance) for EACH infusion for the REST of their life!! that's crazy money...

We need things to change, I am tired of watching others suffer...

that's my rant for today!! XOXOX. Sandy
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Old 04-05-2011, 03:36 PM #2
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The FDA has approved ketamine for breakthrough pain. It is getting more and more difficult for insurance companies to deny this. If you are turned down I would most definitely follow up with your appealS. yes, appeals, plural. You get more than one. This is one fight worth fighting.

I would also suggest buying Barby Ingle's books which deal with ketamine and all the factors involved with it. She is a wealth of information and I know we would not have come as far without her guidance.
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Old 04-05-2011, 05:04 PM #3
Reddawn600 Reddawn600 is offline
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Originally Posted by betsykk View Post
The FDA has approved ketamine for breakthrough pain. It is getting more and more difficult for insurance companies to deny this. If you are turned down I would most definitely follow up with your appealS. yes, appeals, plural. You get more than one. This is one fight worth fighting.

I would also suggest buying Barby Ingle's books which deal with ketamine and all the factors involved with it. She is a wealth of information and I know we would not have come as far without her guidance.
It's difficult but they do. I just paid $2500 out of pocket for my 5 day out patient treatment as the rate has gone up to $500 per day. For my in patient treatment, my insurance (Aetna) fully covered my hospital stay and everything done in there but would not cover the Dr's fee since he was adminstering ketamine tho I need to look into this further and perhaps fight it.

Their policy is that if it's being done continuisly through IV and inpatient, they will cover it but will not cover it out patient or for intermittent use as they still feel it is experimental for RSD.

While they quoted numerous Dr's research showing positive results, their issue supposedly with it is that they do not know the long term effects of regular ketamine use on people with RSD.

My Dr said the other day that worse case, it's another 5-10 yrs before they approve, easy for him to say. I have 3 teenagers to get through college and my health bills are eating through all I have yet it's saving my life.
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Old 04-05-2011, 05:24 PM #4
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I have been having ketamine infusions for 4 years now I started with the 10 day out patient, the seventh day my pain got worse due to the ketamine dosage to high for my body to handle, so this held us another week back. Then we started again but this time we stayed at the amount I had on the 6th day and didnt increase.
Most of the times for the 10 day out patient with this doctor he will go 10 day out then one day every week for a month, then one day every other week for a month and then once a month. For me though my body couldnt go longer then the week so for 2 years I stayed on once every week then a year once every other week. I am now on once a month along with ketamine nasal spray and ketamine losanges(not sure if thats the right spelling)

The ketamine has helped me alot before I started the ketamine I was in the hospital every 3 weeks and could be in there sometimes for 2 weeks. I also started with needing to use crutches or a wheel chair and I am now walking, I walk slow but its so much better then the crutches I was on(I always had to watch for tripping).
The infusions I get helps settle down my body, then the nasal sprays help with everyday burning pain(it numbs the nerves down), and the ketamine losanges I take just when I need a little more, but it really doesnt help as much as the infusions and nasal sprays do.
When I do go into flares which is about every 6-8 weeks and I end up hospitalized I am put on a constant ketamine drip which really helps to get me out faster. I have also had several surgeries in which they used ketamine before, during, and after it and it help control flares and to keep me from getting worse. I really dont know how I would be living without it and wish I had done it sooner.
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Old 04-05-2011, 06:04 PM #5
betsykk betsykk is offline
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Blue Cross tried to deny us our inpatient the second time. It took a two hour phone call and a call from my doc but it too was paid in full. I really think you need to appeal and maybe contact the insurance commission in your state. We also have gone in as an admit direct from the ER. Then they could not refuse service. I know there is a patient in Fla (I think at Joe Dimmagio??) that did the same thing.
We have not been to Dr S. Our inpatient is done in DC and inpatient was done in NYC. The only doctor that I know that does not take insurance is Dr Kirkpatrick in Tampa.
RSDSA.org has a list of ketamine doctors. The list grows every week!
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Old 04-05-2011, 05:22 PM #6
SandyRI SandyRI is offline
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Originally Posted by betsykk View Post
The FDA has approved ketamine for breakthrough pain. It is getting more and more difficult for insurance companies to deny this. If you are turned down I would most definitely follow up with your appealS. yes, appeals, plural. You get more than one. This is one fight worth fighting.

I would also suggest buying Barby Ingle's books which deal with ketamine and all the factors involved with it. She is a wealth of information and I know we would not have come as far without her guidance.
Because it is a denied service, even if you win, insurance companies will only pay what they want and you owe the difference. it's not like you can go in for the service and only owe a co-pay. At least that's the excuse that's been given at both the ketamine providers I've been to, because I was approved by United healthcare before I won my case in WC Court. United only covers about $450-$500 of each infusion, the docs want $1700-$2000.

it's awesome that the inpatient was covered for your daughter and that Dr. S has kept his pricing so reasonable. you are truly blessed....in New England there is no where like that of which I am aware. my first 22 infusions were done in NJ, because when I started there wasn't even a doc up here accepting new patients because of insurance (The Beth Israel in Boston shut their doors to new patients years ago).

I sincerely hope your daughter continues to do well! XOXO. Sandy
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Old 04-05-2011, 07:56 PM #7
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Quote:
Originally Posted by SandyRI View Post
I started the 10 day protocol last April 19, and in less than a year I have had 38 infusions (just had 37 & 38 yesterday and today). it took many months of fighting, but I finally got approval from RI WC Court for the treatments. Two months after I started them I returned to work full-time.

It just upsets me to no end that most of my RSD friends cannot avail themselves of this treatment because of the cost and the fact that their insurance companies, or Medicare, doesn't cover it. or if they do cover it, they pay a fraction of what the docs want to be paid for the treatments, and the balance due from the patient is outrageous (for instance, in RI for United Healthcare, it's $1500!). Ketamine has been amazingly effective for me -it gave me back most of my life, yet insurance refuses to pay a reasonable price for it. But insurance did pay $2000 for each of my lidocaine infusions without a hassle. and lidocaine infusions weren't nearly as effective.

So that's my beef. It makes docs look greedy when they want $2000 per infusion. And insurance companies are fighting like crazy not to cover this for us, even though it's been demonstrated to work better than any other treatment, and we are getting our lives back. My doc in RI is not glower his price, so he has few patients - only what the RI Workers Comp Court hands
him. I know of MANY who suffer, but could NEVER afford to pay $1500-$2000 (depending on insurance) for EACH infusion for the REST of their life!! that's crazy money..

We need things to change, I am tired of watching others suffer...

that's my rant for today!! XOXOX. Sandy

Dear Sandy... You are right on and you can rant anytime in my book...

Hugs, Kathy
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Old 04-05-2011, 08:55 PM #8
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I too dont think its right what the insurances and medicare does to patients by refusing to pay which actually in the long run especially if it makes them pain free its actually cheaper. I have a friend where her insurance would rather pay for 2 new stimulaters that cost over 35,000 each one so a total 70,000 each 2 years plus the cost for the hospital stay which is 24,000 a time, then pay for 1500 dollars a month. I know without the ketamine I would be going through more meds faster and in hospitals more the cost would be endless. Before the ketamine my insurance was having to probably pay around 35,000-40,000 a month due to hospital stays, intensive care units, ambulances, and meds. Now its under 4,000

I dont know why some insurances and medicare gives some patients harder times then others either, like several women getting the infusions faught for 8-10 years before getting accepted. While like me they accpeted me in 2 days. My doctor only charged me 1,000 a treatment but my insurance asked for an idamised(not sure on spelling?) bill where it shows exactly what every bit cost from the meds, nurse, all the way to the flushes for the iv's which they found out came to a total of 2,500, but my doctor said he still will only charge 1,000 but because that paper said it cost more they went and payed the full amount without even batting an eye. So if my insurance could do that for me without a care and dont for others. I dont think its right and really hurts me to see others in so much pain and basically causing them to get worse.If only there was a way to share the insurances( Iam kidding of course). I did see on Aetna ketamine infusions were written into their protocal but not sure how they are.

My carrier is Blue cross blue shield of Alaska.
Others who's insurances have accepted the treatments who are they with?
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Old 04-06-2011, 04:57 AM #9
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Mine is with BC and I do understand why it costs so much. Ketamine is a cheap drug but when getting infusions you need constant supervision and that costs money. In addition, you are taking up a bed for quite sometime and businesswise, that costs money. But ketamine is still much cheaper than the SCS and all that is involved with that. Much cheaper.

With FDA approval it is getting harder and harder for insurance to deny this for a pain condition.

I would really advise Barby Ingle's books, especially the latest ReMission Possible, as it gives you a lot of knowledge about ketamine which you can use when discussing with both doctors and insurance companies.

Liz
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Old 04-06-2011, 04:03 PM #10
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Default Katamine infussions

Hello from fla. In this state, I could not find a pain specialist who took medicaid. They only take medicare for the most part. I was lucky he agreed to treat me even though he does not accept medicaid. He gave me the two katamine infussions for free. If you cannot afford the infussions, ask your doctor for help. I found a doctor here that put me first over the acencies and the need of money. They are indeed that $1,000 and not everybody can afford that. Some drs. that specialize in pain set asside some portion of their practice to help those that need. You have to ask, there is compassion out there. ginnie Katimine did work for me, but the underlying problem persisted. I had the surgery C3-7 last fall. good luck to all. ginnie
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