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Reflex Sympathetic Dystrophy (RSD and CRPS) Reflex Sympathetic Dystrophy (Complex Regional Pain Syndromes Type I) and Causalgia (Complex Regional Pain Syndromes Type II)(RSD and CRPS) |
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11-29-2013, 09:02 AM | #11 | |||
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Not sure what you mean?I take it as though you have insurance that you had no trouble with..medicade or medicare.....I am just worried with my illness RSD I will not be able to get what I can afford..Its higher than what I pay now,or high deductables or higher medication cost ,and or both..I am just scared not knowing how I will be able to get the care and meds.I need..Hope I did not upset anyone,I am just not sure what will happen.We pay close to $700.00 a month now,I looked at some that are over a $1000.00 with the coverage I have now...I work for must be paying insurance only !!!!
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11-30-2013, 01:50 PM | #12 | |||
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Community Support Team
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I have had to do some editing here as per our guidelines on posts not being allowed that are directly political
Discussing the situation re the Affordable Care Act ...both the pros and the cons...is fine. But making blatant negative political comments about any party or politician is not allowed. We understand that people may have strong feelings about this, but when members visit our forums, they do not want to get further stressed out by encountering a political battleground. Please keep any further posting within guidelines or this thread will be closed. thank you.
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~Chemar~ * . * . These forums are for mutual support and information sharing only. The forums are not a substitute for medical advice, diagnosis or treatment provided by a qualified health care provider. Always consult your doctor before trying anything you read here. |
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01-23-2014, 07:25 AM | #13 | ||
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I truly have sympathy for those that have lost coverage under the new law, but what do you think happened all the time before the law changed to make insurance companies actually cover illness under the new law???
I will tell you what happened, people who thought they had coverage when they actually needed were denied and dropped when they filed a claim. Under the old before the new law took effect all did just as they pleased under that broken system. They could limit what they claimed to be responsible, refuse to pay anything without penalty. I get it people don't like being told they can't have something the way it was before, but come on how good did you really have it under the F U system the insurance made fortunes from before the health care reform law took effect..... |
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02-07-2014, 11:33 PM | #14 | |||
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Hope you are okay!!!!!!!..Sorry.
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02-08-2014, 08:43 AM | #15 | ||
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Member
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Actually, was there, I am the same under my own plan and have been for 35+ years. Why? Because I am under the FEHBP (BC/BS) which meets the quals under the ACA. My premiums for 2014 went up $3.00 and we have had the "pre-existing" clause on our plans for a very long time. Which is why I think the disgust directed at the insurance companies is misguided. I often wondered why they couldn't just open up the FEHBP to all; keeping employees and annuitants separate simply because there are rules and regulations we have to meet in order to take our insurance with us into retirement. There was no need to create another health insurance system. All they ever had to do was to tweak what was already in place. The ACA in its entirety has caused a LOT of people to lose their plans. At least 85% who were happy with what they had. So, even though some were denied along the way. It was not near what it is now and it is sad. I feel very badly for the people who lost their plans through this mess when it didn't have to happen to begin with. And one last thought. My mother just passed. She was under the same plan(s) I have. When she was admitted to the hospital, their words to me were "Thank God she isn't an ACA patient!" And these were the words of the numerous Specialists! I heard the same thing from Hospice. I was so worried about her that I didn't go into it with them at the time. But I now full well understand what they meant. She would not have received the care she did and they made that clear towards the last. So, no, don't blame the insurance companies. Blame the Act itself and the numerous cuts while the entire medical field tries to comply with this Law. And remember, it is the Medicare rules and regulations that define the insurance companies and physicians.
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"Thanks for this!" says: | Hopeless (02-08-2014) |
02-08-2014, 07:05 PM | #16 | ||
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Senior Member
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Dear wasthere,
NOT everyone has been burned by their insurer. NOT everyone was unhappy with the coverage they had. Every one has a different situation and different experience. Some like the law, some don't. Some will benefit and some will not. I am not about to debate the PPACA but this is not the place for pro's and con's of the law. It is about how we can deal with our conditions and what may be the best way to have the coverge needed for our various conditions. Personally, I do not think you need to throw out the baby WITH the dirty bath water. Hope everyone can acquire the help they need from whatever source they have available to them. |
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