My friend has had RSD for almost 4 years (full body now) from a job related injury.

He finally got an attoney to take his case a year ago. and as it goes it is still on going:

The insurance company has been OK - but they are not your friend no matter how well they treat you - you are a long term liabilty on the books.

Never/ever settle your medical benefits.

If you take a lump sum settlement it could have effects on your current SSD benefits.

It has been rumored to his attorney that they are going to offer a settlement and it will be mulit million dollar ( he is currently 62 - 58 at time of accident).
He has no intention of ever settleing this case as the cost of just living expense, transportion, hiring someone to do what you can not is just too hard to determine.

Right now a million dollars may look good - but 5 yrs down the road you may ask why did I do that. The ploy of the insureace company is to be your friend and put a big dollar sign in front of you and say sign on the dotted line.

GET A GOOD ATTONEY on your side. Once settle you can not undo it.
Prayers and wishes for pain free days ahead.