First to the poster of this thread.

First, explain to the kids that will be getting the checks, what their percentage of the rent will be. Explaining that because they are 18,
and are considered adults that you will need to charge them rent,
utilities and for food.

Unless they would like to just sign their checks back over to you.


Also explain what the cost of graduation is. And that they will have to
pay for the cost of things not already paid for. Since they now have
this money. They will need to put this aside.

That if you had been able to keep getting these checks this would be
things you would be paying for.

Try to make sure its more than they would make in a month.

Donna

Why would Social Security ask you to send money unless they were claiming an overpayment? That letter might be a scam.

its not a scam, they do send that letter out when a child who is receiving ssdi as a dependant turns 18.

Hello Hoosier;

I believe what your asking about is a letter, I received at the End of the year, when I was receiving $$ from my son. If you are setting $$ aside In regards to keeping track of $$ and every Penny.

I think they {SS} want to know if you have a account set in Child's Name, & if so how much $$ left at the end of the Year, Account info Name and all that stuff!

What I can Say & Personally, as Most might, the $$ Received from SS in no way is enough enough to fully support a Child. At the time when your child turns 18, if you do have a Bank account how much is left over at the time when your Child reaches 18. After all the $$ Provided to the Parent who is disabled that the Child resides with, it was provided in place to Offset the Loss of income & to be used as to help provide Needs for your Children.

As for the Saving of $$ Realistically in todays economy are they for Real?

HTH; Wishing all the Best with Gods Blessings!

What seems to be common thread in this thread is the because the poster isn't able to save money that SSA should assume that no parent can save money from the Social Security auxilliary or survivor benefits. Also, the amount of money paid is based like all other Social Security payments, the amount of money you paid into the system. It is not related to how much money you think you need to raise your child.

There are parents who do save money. Even in this economy. And there are rules that apply. Payee accountings are required by law.

The way I understand it, If I manage to save $ for my kid's college, I will be punished by fighting system for control of $ after I could have spent it already with no problems. I called SS yesterday. The lines were busy, the wait was long, after giving my SS number they didn't recognize me, I tried hard, their voice recognition software would not recognize me. They want me to give them large amounts of money now to manage? Aren't most sociology majors? I really did well, you know. The market fell, I'm still doing ok.

I got the same letter last December. All you have to do is to have an account where your child will be able to access it. You dont have to send the money back.

Good. The money is tucked away. I don't really have acess without tax liability. Their college will quickly devour this 529. We are older parents, DH is already thinking about retirement, saying the cat food looks good. Me, I think it stinks.

I think the truth is SSDI really does kinda think Parents who take SSDI (like I want MS) are not savers or great parents. I'm prejudiced about the competency of such a government agency to do right with my money I must admit. Yeah, I do consider it MY money, despite what others might think. I think I'm entitled to SS too. It's really not my fault the gov. may not be handling it well. I used to trust them. Not now. (idiots, mumble, mumble)