The unfortunate reality is that for those that are truly unable to work, they will need to rely on family if they have any that are willing and able, utilize public/private resources, or they can potentially become homeless. If you spend any time around other injured workers, that's what happens while "we" wait. It's kind of like the SSA plays a rather mean game of chicken with applicants. "Really? You say you can't work? Let's test that theory..." While being ruthless to those that are truly unable to work, it is an effective way of weeding out those that have issues, but are still able to have SGA.

You can increase your odds of faster approval by submitting a savvy application, but if there is a chance of you being able to work part-time, you might want to try to make a go of it. You can always reapply if or when you need to. Legitimate failed work attempts can also help document your claim.

Getting SSI/SSDI approval can be a relief, but is anyone really happy when it happens? Not working can be isolating, boring, depressing, etc.

In response to the option of working under the table, why anyone would condone fraudulent activity is beyond me. And what happens to those that are injured as undocumented workers? For those of us that have Work Comp injuries, that system might be atrocious, but imagining a work injury where you had zero recourse? No thanks.

Just an idea, it might be impractical or not relevant, but what about attending a local community college part-time and collecting some financial aid to help you get by? Their are services to help accommodate students with disabilities on every campus. The classroom is a good way to test your tolerance to social environments and your physical limitations. The ideal would be to find a career that you can develop despite your disability. That might be impossible, but it's something to consider.