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Old 11-23-2011, 10:03 PM #10
LIT LOVE LIT LOVE is offline
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Join Date: Mar 2010
Posts: 2,304
15 yr Member
LIT LOVE LIT LOVE is offline
Magnate
 
Join Date: Mar 2010
Posts: 2,304
15 yr Member
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I officially feel like a ninny... Sonny your earlier post was clear!

Before you file for BK or pay a dime to debt collectors (not the original creditors--but if things have progressed to collection agencies) please do some research about your legal options. The Statute of Limitations on debt in NY is 6 years--rather long. A great resource of info is at the forums (free) at www.creditboards.com where there are experts that can help you. Make sure you mention the SSDI backpay if you post there.
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