I currently receive $698 a month SSI and I have been told this is the maximum I can receive at this time. So, I'm wondering... how on earth can I get by on only $698 per month?? I live with my boyfriend right now, but that may not last much longer and then I'll be on my own, but the cost of an apartment (even the reduced-cost disabled units), plus utilities, plus food (I only get $16 in food stamps per month), plus other expenses such as medical... how do you do it?? Is there anything I can do for them to raise the amount? Thanks guys.

Evidently the FS case worker took into account your boyfriends income and savings too in calculating your FS benefit. For the amount you are getting in SSI, $16 is a very low amount for food stamps. Other factors are at play here. If I were you, I would make an appointment with your local Social Service & FS department. You are entitled to Medicaid which pays 100% of medical bills.

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GOOD LUCK!

People on here have said its ok to file bankruptcy being on SSI. That is if you are in CC debt over your head. Creditors can't touch your SSI money as long as it goes directly into your checking acct. Student loans,child support and back taxes owed are a different story.

They can't increase an SSI amount because it's not enough for you specifically. The government may have periodic increases in the rate for everyone who is on SSI.

As a general response, I don't see how most people could get by on that little.

You have to look to other programs to get more help. As was mentioned, MA will be key for medical issues. You could be eligible for more in food stamps if you lived alone, but then you wouldn't have your boyfried to help with other bills.

Have you looked into low income housing for the disabled ? In my area that usually means elderly housing type buildings that also allow younger people who are disabled. It can take YEARS for an apartment to become available, so the sooner you getyour name in, the better.

^^^^^^I agree with the post above. SS come up with the guideline amounts $698.00 which no one can live on completely. But since your disabled and cant work you obviously have to work to be able to survive.

Thus forcing you off disability.

However I don't recommend the local office.

Especially if your young and don't look the part of being disabled.

Stephanie

sounds like your right "stephanie".they tried that on me.although im a lot older than her.i think over the years the "system"has been abuse.we all hear talk of it all the time."those welfare people,ride'n around in caddy"or "all those immagrant coming up here for a free hand out"."young strapen guys hangout, make'n babies and wont work!!"im sure we heard it all.but what happen when someone who really needs it.now they suffer the backlash,of state and fed reform.this is what people think or see us as,them, you and me

http://www.youtube.com/watch?v=Z5tqH7UrzOw

Filing bankruptcy is unnecessary. So long as SS funds are not comingled, accounts containing SS money can't be garnished.

I was 50 grand in CC debt. Bankruptcy helped very much. Filing bankruptcy can eliminate 300-400 dollars in bills per month. Helps-greatly.

For those that wish to file BK, that is your right. For those that are married, filing BK, might be necessary.

For a single person receiving backpay or monthly SS funds, so long as your account only has SS funds in it, it can't be garnished or attached. So, if you had a CC with any amount due, you can wait the seven years until it falls from your credit reports. If a creditor attempts to get a judgement in court, it's best to respond and notify the judge that their income is SS, but that's about it (unless fraud has been committed.)

Were you on SSI like the OP or SSDI, BB ?

LL is saying that if someone is on SSI that filing bankruptcy is unnecessary because the creditors can't go after the SSI income

For those of us on SSDI, it would be a totally different situation