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Old 11-12-2012, 10:16 AM #11
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Default Hi Lit Love

In my county, only if you are paralized from the neck down is there a program to help with the taxes. That was the surgery I had to prevent this from happening to me. Sometimes I think that would have been better, than to loose my home. I do have Medicare, and yes I had to have under 2,000 for that and SSD. So just what is suppose to happen to people like me? You choose your surgery, and give up your home. some choice. I had 9 sugeries, before medicare and SSD was granted. ginnie
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Old 11-12-2012, 12:57 PM #12
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Medicare for the disabled as well as for retired Americans, with enough work credits, have no asset restrictions. There are millions of people that own their own homes and receive SS benefits and are able to keep their homes. Even at the point they need Medicaid, the rules often allow them to retain their home.

Ginnie, I believe it is not the Medicare portion of your benefits that has asset restrictions. It's SSI and Medicaid. It should explain your benefit type on your award letter.

Even those receiving SSI can retain their own home as explained in this link.
http://www.disabilitysecrets.com/how...isability.html

Last edited by LIT LOVE; 11-12-2012 at 03:23 PM. Reason: Link added
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Old 11-12-2012, 03:32 PM #13
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Quote:
Originally Posted by LIT LOVE View Post
Medicare for the disabled as well as for retired Americans, with enough work credits, have no asset restrictions. There are millions of people that own their own homes and receive SS benefits and are able to keep their homes. Even at the point they need Medicaid, the rules often allow them to retain their home.

Ginnie, I believe it is not the Medicare portion of your benefits that has asset restrictions. It's SSI and Medicaid. It should explain your benefit type on your award letter.

Even those receiving SSI can retain their own home as explained in this link.
http://www.disabilitysecrets.com/how...isability.html
If she is not confusing Medicare with Medicaid, and SSDI with SSI, then the only other answer I have is that there is Medicare for Ginnie with these restrictions and then there is Medicare for everyone else, including the wealthy, that has no limits on total assets. Wealthy people use Medicare every day. But they don't get Medicaid.
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Old 11-12-2012, 04:13 PM #14
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Default Yes you are both right

I had enough credit to qualify, but barely due to the constant medical problems that happend. They were interupted. On medicare, SSD, it did state I was not allowed those funds, Well that is just the same thing as saying goodbye to a home you worked for. I do not agree with how they work that for anyone. Do they think putting me in public housing is cheaper than letting me keep the funds to pay my taxes?, I think not. I will cost the state more this way, and definately be in harms way. I blame the lawyer for not being informative, not just the Gov. Nothing was explained to my mother, and I was from the generation, that never questioned what their parents wanted for them. Had I been informed, all money would have been given to my son, not put in a place to pay for my taxes. The average person doesn't know this, and for certainly not my lawyer, or my parents lawyer. Funds were specifically set aside legally, in a document. I don't understand why it was ignored, dismissed, taken, yet I am to abide by this same document. ginnie
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Old 11-12-2012, 04:16 PM #15
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Default denied

It was medicaid I needed, since I was not allowed to use the trust money to keep myself alive. That is where they said NO. This was written into the document. SO I went and used the funds anyway, leaving me open to being sued actually by the beneficiary of the trust as I was using money not designated for medical. My own children could have sued me, for me choosing to live. Not right....ginnie
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Old 11-13-2012, 08:59 PM #16
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Ginnie,

It might be easier in the future for new posters to understand, and cause less debate with other posters, if the correct terms are consistently used.

The Social Security Administration does not have a benifit program called SSD. Referring to SSD, even if a new poster does it in error, can cause confusion. The two programs usually discussed here are SSDI (social security disability insurance for those who have worked enough recent quarters has NO income qualifications) and SSI (supplemental security insurance for those who are disabled and low income and low resources).

Giving answers about one program when a member is discussing another program can cause confusion.
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Old 11-13-2012, 09:12 PM #17
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Quote:
Originally Posted by ginnie View Post
It was medicaid I needed, since I was not allowed to use the trust money to keep myself alive. That is where they said NO. This was written into the document. SO I went and used the funds anyway, leaving me open to being sued actually by the beneficiary of the trust as I was using money not designated for medical. My own children could have sued me, for me choosing to live. Not right....ginnie

It's also not right to blame the US government for upholding their laws.

It's unfortunate that you and your parents thought that the real estate and financial assets to provide for you would have gone farther. It's unfortunate that you or they thought you could have those assets and that you would also be able to take advantage of a program designed for people with minimal assets. It's unfortunate and possibly illegal if your parents were misled by their lawyer. None of that is the fault of the US government or the Social Security Administartion.
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Old 11-13-2012, 10:00 PM #18
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I was deinied from a ALJ a year and a half ago. We appealed to the appeals council and they found many things wrong with the Judges decision. I have my remand hearing on 11-30-12. I am so worried, We are so far in debt and have so many money problems I don't know what I will do if I get denied again. I have a lawyer and he is working very hard for me, but if I get the same judge I fear the worst. My lawyer told me before the last hearing he is the worst judge in the state. I am from Michigan. Has anyone been approved after a remand hearing????????
Bumping up the original post by bretd , it'sgone a bit off track.
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Old 11-14-2012, 05:55 PM #19
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Bumping up the original post by bretd , it'sgone a bit off track.
I don't know how my post created so much about assets. I filed for social security disability, and weather you are approved or not has nothing at all to do with your assets. Its based on your medical disability under there rules. Weather mental or physical. They have an entire set of guidelines for you to meet. I meet them, the judge hung his hat on one therapist I saw that said I could do sedentary work. I sure did'nt post anything about assets, I was affraid of losing my house because I have no money to pay the mortgage. I have a lawyer and have had one from the start. He is a very good lawyer, he got this remand hearing coming up when 98% of claims sent to the appeals council get denied. I have been in constent contact with my congressman. I have read more on social security disability the last four years than most people will ever do. I posted what I did in hopes of finding some one who maybe going thru a similar situation.
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Old 11-14-2012, 09:39 PM #20
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Quote:
Originally Posted by bretd View Post
I don't know how my post created so much about assets. I filed for social security disability, and weather you are approved or not has nothing at all to do with your assets. Its based on your medical disability under there rules. Weather mental or physical. They have an entire set of guidelines for you to meet. I meet them, the judge hung his hat on one therapist I saw that said I could do sedentary work. I sure did'nt post anything about assets, I was affraid of losing my house because I have no money to pay the mortgage. I have a lawyer and have had one from the start. He is a very good lawyer, he got this remand hearing coming up when 98% of claims sent to the appeals council get denied. I have been in constent contact with my congressman. I have read more on social security disability the last four years than most people will ever do. I posted what I did in hopes of finding some one who maybe going thru a similar situation.
I sent you a pm yesterday. Sorry for getting off topic again.
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