SSI has asset restrictions. SSDI does not.

Medicaid has asset restrictions. Medicare does not.

SSI is essentially a welfare program for the disabled that do not have enough work credits to qualify for SSDI. Medicaid is an insurance program for the poor. This is why SSI has asset restrictions and SSDI does not. These are different programs with different rules.

I understand your frustrations, but it is confusing to those that don't understand the programs when you give the kind of information above.

I have both medicaid, and I have SSDI. SSD was granted. It was my experience that I was not allowed to have funds at all to benefit me. ginnie

http://talkabouthealth.com/what-is-t...lity-insurance

A person can receive SSDI and have income low enough to qualify for Medicaid. And Medicaid has it's own asset restrictions. This does not mean that SSDI has asset restrictions. The OP asked about SSDI having asset restrictions--it does not.

Oh Ginnie, so sorry to hear about you losing your home. I lost mine a few years ago after I was unable to work. Awful about your not being able to get benefits until your funds were spent. Why should one have anything to do with the other?

Because our government can't afford to give away money meant for the very poor to people who have significant assets.

What bothers me, is that I had a legal document, that our government failed to abide by. However I was to abide by this same document. My parents knew I was in trouble and so did the lawyer. We were not advised correctly legally. My parents should have done things different, but they didn't know any better.
Anything there was, was to pay to keep me in my home, nothing else. Each year is very stressful now, trying to find a way to exist until I figure out what is best with my current medical state. Thank you for caring. I just feel sad that all two generations (me encluded) saved for, had to be used to keep me alive. ginnie

unless of course you are a bank, oil company or other large corporation, then the government will give away money to you no matter what your assets are.

lol....too true !

Glad you both have compassion. What you said is true, if you have the right connections, you can get by alot easier.
What I find wrong, is that the system reduces you to poverty. While going through the hoops, trying to get medical coverage, even my mothers earings she gave me upon her death, you are told to cash em in, and use the money and or report it. I have looked into housing for the poor. Where there is availabity, noone would want to live there.
I know this is not just me, many have the same situation as I do. Just because you become disabled should not sentance a person to life that is one horrible struggle. I did work, and hard.... I did not quit when I should have, as I kinda knew what my future would bring without my career. However I was at serious risk of being paralized had I not acted when I did. No health insurance as I had pre-existing conditions. That was the purpose of this document I had. so I could keep my home, nothing else. So in essence, in my case I lost all, because of my injuries.
I am bitter, as my folks told me if I worked hard, saved my money, did all the right things, that if I got into trouble with my health, there would be help for me

Oh yes, I did get the help and finally able to receive health care. The cost was everything I had. My home is paid for, and there just isn't enough for property taxes. Why is there no net for the disabled in my situation? Only help there would be in this state, was to accept being paralized, then I would have gotten a break with property tax. No other disability qualifies.

Yes I am venting, sorry to ramble on. I just get so sad over it all. Other
people on this site may have a handle on what our Gov. does and why., all the rules and why they are in place; It still doesn't make it moral or account for the human suffering that is inflicted on a person, who is already in grave danger with their health. Thank you for listening. I am glad I found NT, and support that is here for people in trouble. ginnie