SSDI states a last insured date in September of last year. I do not understand. I am still "working" but NOT gainfully employed. I am still paying into the system. I do a little bit of clerical work out of my home when health permits, earning less than $4000 per year, on good years. Why am I not considered STILL insured? My monthly earnings never exceed $600.

http://www.disabilitysecrets.com/res...st-insured.htm

Are you absolutely positive you paid into FICA? I believe it's fairly common for people that are self employed to overlook doing so.

You can request an Earnings Record from your local SS office if you don't have one. Do you have one from a few years back that you could check?

If an employer failed to pay into FICA and you have records that show they should have, you could still be insured.

The only one I do not have is for the year 2012 which is not yet available.

How do they come up with a 3rd quarter date of last year?

http://www.ssa.gov/pubs/EN-05-10022.pdf

Are you sure you filed schedule SE, along with the 1040?

You're eligible for SSDI for 5 years. Did you become self-employed about 6 years ago? Did you file your application for SSDI prior to the 3rd quarter of last year, or after? (I thought after, but just want to confirm.)

What is your date of birth? What is your date of onset of disability?

What does your 1040 and your schedule C show as your Self-employment profit for the last 10 years?

Dear Lit Love,

I am puzzled by your post. I looked at the link you supplied. Nothing there of news to me. Yes, I filed an SE with my returns.

You're eligible for SSDI for 5 years. What do you mean by this?
I have more than enough credits, have a continuous earnings record, just not a "substantial gainful earnings". Why would there be any type of "5 year" limitation. Seems to me if I have paid into the social security system every year and have reached my needed credits many years ago, I should still be "insured".

Please explain your statement and provide a link for this limitation.

You need to have worked and paid Social
Security taxes for a certain length of time to get
Social Security benefits. The amount of time you
need to work depends on your date of birth, but no
one needs more than 10 years of work (40 credits).

The above is a direct quote (copied and pasted) from your link. "But no one needs more than 10 years of work (40 credits).

I have worked a lot more than 10 years and have a lot more than 40 credits.

What is it you want me to note from your link?

I have the cancelled checks and tax returns (1040's) to prove it.

Dear Lit Love,

OK, I finally found the 5 years of which you mention in your other posts. Basically it says I must have paid into the system at least 5 of the last 10 years. (In your disability secrets link)

I have paid into the system every year, even AFTER I filed for SSDI. I have met this 5 out of 10 year requirement. I have also met the credits required. I am also below the "substantial" work limitation. I continue to work as much as my health allows which is not very much but every dollar I can earn is one less dollar I have to borrow in order to survive.