Originally Posted by Hopeless

Checking your own credit report should not and does not count as an inquiry. Yes, employers and others may check your credit without contacting you. There was much to do over car dealerships checking your credit while you were on a test drive without telling you. I guess checking your credit might be something done by SSI but I don't think it is done with SSDI. Being disabled has nothing to do with your credit. Supplemental insurance SSI is a different story as it is based upon your financial need. I am NO authority on the subject, just my opinion. People with a lot more experience with "the system" can give you a much better response.

Originally Posted by Nanc

The Fair Credit Reporting Act (FCRA) specifies who can see your Equifax credit report. Businesses must have a "permissible purpose," as defined in the FCRA, to obtain your credit report. Employers or potential employers can only pull your credit report with your written permission....This is one of the things I did in my former job.