I was injured on the job in August of 1992, when, as Lead Security Supervisor at a homeless shelter in California. I got my left leg broken at the knee by a former Marine on PCP. For the next eight years, I suffered crippling pain, which the doctors told me I was imagining. I ended up fighting with the SSA for three years, until the Admin Law Judge ruled that the SSA had to give me my benefits, as I had little to no chance of obtaining employment. I don't know what company gives you 70% of your base pay when you are disabled and collecting SSDI, but I am sure missing out on that gravy train. As soon as I was cleared by the doctors to return to full duty, I was let go, and it was like they had never heard of me. Today, I live (?) on SSDI, and my wife gets a pension from the state of Arizona, since her previous husband was killed by a drunk driver while he was employed as a prison guard (off-duty when killed). Neither of us has ever even heard of receiving 70% of base pay while collecting SSDI. If I feel I can work again (not likely, given my disabilities) I have to notify the SSA so they can stop my checks while I am working up to 90 days. If I was too optimisitc, supposedly they restart my checks immediately. I don't have that much faith in our government, sorry.

My LTD plan pays 60% but some policies do pay 70%, it all depends on the company you worked for before becoming disabled.

The 60% or 70% is not on top (in addition) of SSDI, we are only able to collect a combination of the two benefits, at least that's the case for me, the two work in conjunction with each other.
For example, my SSD doesn't equal 60% of my prior pay so the LTD carrier is responsible to make up the difference to bring me up to 60%.

In order to collect more than just what SSD pays, you would've had to be able to collect on either a group LTD plan offered through your employer, or purchased a LTD plan on your own. Private LTD is very expensive, but the good thing about having such a plan is that private LTD doesn't usually offset what SSD pays, thus leaving the disabled person in a position to not only collect their full SSD, but also to collect the full percentage of the disability plan that they purchased. Basically a person could collect on both and have a good stream of income while disabled.

I'm not on a gravy train by no means, I'm under group LTD, my SSD & LTD are both taxed leaving very little to live on verses what I was making in the past.