sorry to hear about your pension. I'm trying to figure out all the different parts but mainly part B, because if they pay for co pays from a primary insurance such as having blue cross first, then medicare. I was told by different versions by people that yes they cover the co pays then others say no they do not. I'm trying to see which is the better option, if it's worth having part b. I do not make enough to pay for part b. So they will be sending me a bill. I'm disabled and having a hard time making any payments at the moment. This is way too confusing for me..