Okay this is a long and confusing one, but I hope someone can help me here. First of all I know the back pay I get for SSI and SSD, I can do what I want with that it is mine (i.e. bills, paying people back, and current bills, clothing and entertainment - what ever I want to do with it), but my question is about the back pay getting for my son because he is my dependent. I applied for him as my dependent, so now the back pay I got for him had to go into a special bank account according to bank laws and SSA laws. Well I spent a bunch of money on him the other day and that is fine it was for clothes, shelter, and entertainment. I called SSA and I don't understand them and they didn't really answer my questions.

1.) if the atty didn't get his fees out of it (he did my ssd), then do I take the money out myself or do I have to come up with the money from another source? He said he would get a portion of it.

2.) I know about taxes, I am holding a bit back for taxes.

3.) Do you have to write checks for everything or use a debit card for it, or can we use cash? Can't I withdraw cash so we can use cash for purchases and bills? I mean we have receipts. I am not understanding it. The bank I went to, the lady was all in my business about how to spend the money and what I would be taking it out for, etc... Like she would not let me take any out when we need it unless she knows what it is for. Plus she said I should use checks etc...

4.) My child is not disabled (I mean I never applied for disability for him even though he has a tic disorder), but I did not let them know that he has a disability. Anyway, but he does have dr. appts out of town and there are no buses that run where we live for school, so I have to take him and pick up, so can't I use some of the money for transportation - i.e. cheapo car?

5.) Since it is back payment, then all the money I paid for him through out all that time, can't I get get money paid back from it? or pay family back for money they paid out for him for me bc I didn't have the money.

6.) I read that if you have resources by the end of 6 months more than $2000 for all assets including money in bank then you will become ineligible for SSI/SSD. So what the heck? If we've paid up on everything then how are we to use the money? Do we go out and blow it on stuff (the back pay that is). I do not get SSI future only backpay, he gets SSI backpay and future mon. payments. his Monthly payments will be for rent (i.e. shelter) & clothing/ appts. So what do we do there? They tell you to save anything left over, but if it is more than $2000 then we will get his ssi taken away.

Sorry for all the questions, I actually had more but I will post later. Hope someone can shed light on this. I know they will audit me/ him and the money we spent from back pay, (I read that somewhere in booklet I think) and they will want reciepts for everything, won't they? It is a pain in the butt! I am ready to have a nervous break down!