Thank you all!!

Yes, this was definitely prayed over by many people, great vibes given...
one friend even told me he was gonna give me his MoJo...

I told him that was ok...since I didn't know where it had been, he could just wish me well! lol

My LTD will still have to pay 375.00 a month along with my SSDI...I might have to pay them back...but they still gotta pay until past 2020. They have been paying the full amount since October of 2004 for LTD and April of 2004 for short term...which I don't have to pay back according to my previous employer.

Ever wonder why you pay a premium and then have to pay it back? What if you never used it, think they gonna give your premium back? Not in my lifetime anyway.

Thankful it is all over and went well.

Renee...hope you hear soon!!

Whatever you find out momma let me know since my momma is on STD and later LTD. The downside? She does lose her insurance once she goes to LTD and her job can release her. I had no idea they could do that legally but apparently if she cannot work the job, they can let her go with no insurance. Yep, she paid and is now going to pay again. :-(