I was denied long term disability years ago for another invisible, but very real, medical condition and I could not go back to work at that time and desperately needed the money as a single parent. The appeal process was absolutely exhausting to my already exhausted mind. The good news is that with just a little bit more documentation my claim was approved and all was well.

I believe that sometimes these things get denied just to see if you will go away and not bother appealing. I say go for it and appeal, especially if you have new information, but try not to get emotionally involved and keep moving forward with your recovery and job hunt.

Good luck to you!

CC

I was injured December 2011, then August 28th, and then November 16th, but I'd only been out on disability since September 1st. I had disability insurance and had been receiving 2/3 my salary.

I did have cognitive testing in December 2012, and it came back saying I had intermediate memory loss and my short term memory was right at the threshold of concern, but not over it. However, the psychologist who administered the test determined that my memory loss was not significant. The kinds of things I would forget though made working in my job completely impossible. For example, my husband told me one night not to use the kitchen sink because the pipe under the sink had become totally unsealed, and he needed to call a plumber the next day. So the next morning, I filled up the sink with soapy water, washed the dishes, and then drained the water from the sink . . . onto the floor. I called my husband to ask him if he'd told me not to use the sink--I had some vague recollection of him saying we needed a plumber for some reason--and he confirmed that we'd had a whole conversation about it. I just couldn't remember!

Anyway, I guess the insurance company latched onto the psychologist saying my memory loss was not significant, and that's how they are denying my PCS. However, I have new eye testing to submit, showing substantial problems due to the head injuries. I also have evidence that I had been seeing a psychologist. (In their report, they'd said that I had not been seeing a psychologist for my anxiety, which my neurologist had said was contributing to my cognitive symptoms. This wasn't true. I just hadn't mentioned it to them because I hadn't thought it relevant.) I'm hoping these two things will help my case!