right now i still have a lot in my savings so i can't qualify yet. i wish there were some way i can stop over spending and over eating. i was really in crisis mode before my caseworker called. i was so terrified and felt so helpless. i really don't know how to help control myself.
i forgot if i mentioned that aby gave me the biggest head bump yet.
i have just been listening over and over to a bocelli album.
even thought i stopped smoking a long time ago and didn't care about getting lung cancer i still really miss it big time because it would always calm me down. it is too expensive now.
love
bobby

Bobby, Some days ago you mentioned having met your new Psychiatrist and how lovely she was. I'm sorry to read that you're struggling so much and I wondered if you were at all disappointed in the fact there was no change to your meds. I vaguely recall that you were thinking they weren't working very well.
What do you mean when you say your supplement plan costs $190 per month? Do you mean vitamin type supplements or something else?

i told the psychiatrist i didn't want any changes to meds because of the two recent fiascos. i do like her.
i have to pay 50 a month besides my medications for a prescription insurance. i have to pay 190 a month as a supplement to my medicare. my social security is low.
fondly,
bobby

I understand now. Thanks for explaining.
I'm sorry that I asked such a personal question then. I thought you must have meant vitamin type supplements.

I used to pay for medical insurance for all my working life. Now that I'm not working I couldn't ever afford it. Now I just go public hospital system (and it's far from perfect that's for sure). Thankfully we have that or I don't know what I'd do. I don't know how you all manage over there. We have a totally different system of course.

Has it been snowing in NY?

take care there.

Did you look into the advantage program?
I am sorry that you are not able to control yourself from spending.


Did the exterminator get rid of your bugs? and the neighbors problem as well?


I am glad that you like your new pdoc.
She seems like a good fit.
Going to bed now. good night.
love
bizi

it has been snowing but not that much. here most people who work get insurance from their company. some people take low paying jobs just to get that insurance.
i think if you worked you can get medicare at 65. I was on disability because of bipolar and when i turned 65 it went to medicare.. there is medicaid for lower income people but i am not sure how it works. i think you pay out a lot less and get more benefits. i am not really sure but i will check.
fondly.
bobby

meicaid

Income Eligibility Criteria. A single individual, 65 years or older, must have income less than $2,523 / month. ...
Asset Requirements. ...
Level of Care Requirements. ...
Nursing Home Eligibility. ...
Assisted Living Eligibility. ...
In-Home Care Eligibility. ...
Options When Over the Income Limit. ...
Options When Over the Asset Limit.



Medicaid costs are treated differently than Medicare. Unlike Medicare, Medicaid costs are not fixed, and are formulated based upon income and eligibility rules in states that offer Medicaid. Those costs can include premiums, deductibles, copays and coinsurance.

i didn't but i want my same doctors.i don't know about my neighbor but the exterminator is still coming once a week. I can get free food but I don't like it so i don't. I do get a big bag a week which even has chicken but i tend to throw that away. it is very good food but my stomach is weird. i could save a lot of money if i took advantage of all the free food. i never figured out if i really needed the supplemental plan. i just read that 40 percent of the population doesn't have a 1000 in case of heath emergency.
love
bobby

What is the Advantage program?
Government program assists low income adults who require nursing level of care remain in the community by helping to pay for home and community based services including: – Care management. – In-home care.

interesting. nice to know. i still have a lot of money but not the way i am going. it sounds like a great safety net. i feel relieved. thank you so very much. my rent is frozen.

Both my son's are on medicare advantage. The main reason for
putting both on it were so that Derrick would have extra money
every year for dental and each year he could get a eye exam and
glasses. His Medicaid will only pay for a Eye exam every I believe
its 2 years. And new glasses every 5. I feel like he might need them
more than that.

Anyway, Dan had no dental or eye insurance. He has bad teeth
and was paying out of his own money for his teeth. SO this way
his insurance will pay for so much a year to get them taken care of.

He also needs new glasses we are waiting till the panadamedic gets
a little better to get his eyes and glasses.

Donna

i just called aarp advantage plan but i can't get the information til monday. three of my doctors and my dentist are in my network. my therapist and psychiatrist are not. i bet i can speak to my psychiatrist once a month. she is just for medication.
can't wait til tomorrow. i think i am missing something because it sounds too good to be true since i spend so much on health insurance and dental costs. i do get my glasses off the internet and supply them with my prescription. if it is true i wouldn't have to worry about running out of my savings money.

i just got mad. a couple of years ago i talked to some rep of i forgot what organization and he said i was on the best plans.