Okay, I got my Medicare info in the mail and have to either accept Part B or decline it. If I decline and later decide I need it it I can always sign up for it at a later date.

Medicare will deduct about $112 from my SSDI check each month for my Part B Medicare coverage. The way I understand it I am covered for hospitalization at no charge to me.

Here's my question. Should I just get the Part A Medicare and put the $112 in my savings account to use if I need it or should I get the Part B which automatically deducts $112 each month whether or not I need it or not?

I rarely go to the doctor. Just once every 6 months to the Neuro in order to keep my records current for LTD and SSDI. Those visits are $85 each.