Disability can take forever to get. With the back pay for the kids,
i got them needed braces, then saved for college, banking their check in a 529. You find out too late, if you haven't worked in more than 5 years (?), no Disability. Luckily I had been not working after I'd had kids, then worked on and off PT when they turned 3, FT when they went to school FT, moved away, any my teaching license was not valid in new state. I never renewed, I was tired. Now I know why. I was lucky to get disability, I almost waited too long.

Now I'm in a chair. I explained to DH only me, sometimes him in the right circumstances and those who know, can use crip or gimp on each other without giving offense. You know?