Home Menu

Site Navigation



NeuroTalk Support Groups > > >

Approved for LTD!!!

Reply
Page 2 of 4 1 2 34
 
Thread Tools Display Modes
Old 06-27-2008, 06:20 PM #11
starfish starfish is offline
Member
  
Join Date: May 2008
Location: NY
Posts: 166
15 yr Member
starfish starfish is offline
Member
 
Join Date: May 2008
Location: NY
Posts: 166
15 yr Member
Default
That's great news. I am sure it makes you feel much better. I had to wait 3 months for mine to kick in too. Are they maintaining your health insurance and if so, for how long? Mine only did for a year.
starfish is offline   Reply With QuoteReply With Quote
"Thanks for this!" says:
Kitty (06-27-2008)
Old 06-27-2008, 06:37 PM #12
Kitty's Avatar
Kitty Kitty is offline
Wisest Elder Ever
  
Join Date: Jan 2008
Location: Deep South
Posts: 21,576
15 yr Member
Kitty Kitty is offline
Wisest Elder Ever
Kitty's Avatar
 
Join Date: Jan 2008
Location: Deep South
Posts: 21,576
15 yr Member
Default
Quote:
Originally Posted by Riverwild View Post
I am so happy to hear that the insurance came through for you. If you can, will you post what insurance company it is and whether YOU or your employer paid the premium?

I have my disability policy through The Hartford Co. and I pay the premium, so I will owe no taxes if and when I ever collect on it. It provides 66.6% of my gross pay each week for STD and LTD and they pay for the lawyer if I need one to get SSDI and I DO have a payback clause. It was all that was offered and that was after 15 years at the same employer! The least they can pay me is $100.00 a week after SSDI goes into effect.
It's the Hartford Co. and my employer paid all the premiums. I really can't complain - there was a 90 day waiting period and it's been just about that. The lady who worked with me was great. I only get 60% of my salary but to me that's wonderful.I receive this for two years. SSDI is in the works and they have already contacted me a couple of times with questions to clarify things on my application. Hopefully it won't take too long to be approved.

I feel like I can breathe now.....I was worried that something would delay things.
__________________
These forums are for mutual support and information sharing only. The forums are not a substitute for medical advice, diagnosis or treatment provided by a qualified health care provider. Always consult your doctor before trying anything you read here.
Kitty is offline   Reply With QuoteReply With Quote
Old 06-27-2008, 06:52 PM #13
Riverwild's Avatar
Riverwild Riverwild is offline
Magnate
  
Join Date: May 2007
Location: Heah!
Posts: 2,921
15 yr Member
Riverwild Riverwild is offline
Magnate
Riverwild's Avatar
 
Join Date: May 2007
Location: Heah!
Posts: 2,921
15 yr Member
Default
Quote:
Originally Posted by herekitty1960 View Post
It's the Hartford Co. and my employer paid all the premiums. I really can't complain - there was a 90 day waiting period and it's been just about that. The lady who worked with me was great. I only get 60% of my salary but to me that's wonderful.I receive this for two years. SSDI is in the works and they have already contacted me a couple of times with questions to clarify things on my application. Hopefully it won't take too long to be approved.

I feel like I can breathe now.....I was worried that something would delay things.

Thanks sooo much Kelly! Now I feel better about having the Hartford!

I am just so skeert that something will go wrong if and when I NEED the insurance! Mine went into effect three days before I got my diagnosis! I had only one clinically isolated syndrome at that time and if it wasn't for the eye doc insisting I go for an MRI and to see a neuro I may still have been in limbo now! I disclosed everything I knew at the time and they still insured me!

It was a little scary hearing all the horror stories. I immediately went online and researched cases where the insurance went into effect just before diagnosis and every one of the cases I found indicated that the insured person won! It didn't make me feel any better because I know every case is individual, but just hearing that you were approved helped me and I hope it will help others too!
__________________
I know the sound the river makes, by dawn, by night, by day. But can it stay me through tomorrows that find me far away?


.
I have this mental picture in my mind of you all, shaking bones and bells and charms, muttering prayers and voodoo curses, dancing around in a circle of salt, with leetle glasses and tiny bottles of cheer in the middle...myyyyyy friends!

diagnosed 09/03/2004
scheduled to start Tysabri 03/05
Tysabri withdrawn from market 02/28/05
Copaxone 05/05-12/06
Tysabri returned to market 06/05/06
Found a new neuro 04/07
Tysabri 05/25/07-present
Medical Marijuana legally 12/03/09
.

Negative for JC virus antibodies!
.

I'm doing alright and making good grades,
The future's so bright, I gotta wear shades!
.
Riverwild is offline   Reply With QuoteReply With Quote
"Thanks for this!" says:
Kitty (06-27-2008)
Old 06-27-2008, 06:53 PM #14
karousel's Avatar
karousel karousel is offline
Senior Member
  
Join Date: Jan 2008
Location: Webster, NY
Posts: 1,956
15 yr Member
karousel karousel is offline
Senior Member
karousel's Avatar
 
Join Date: Jan 2008
Location: Webster, NY
Posts: 1,956
15 yr Member
Default
Great news! Congratulations.
karousel is offline   Reply With QuoteReply With Quote
"Thanks for this!" says:
Kitty (06-27-2008)
Old 06-27-2008, 07:21 PM #15
Judy2's Avatar
Judy2 Judy2 is offline
Senior Member
  
Join Date: Sep 2006
Location: PA
Posts: 1,236
15 yr Member
Judy2 Judy2 is offline
Senior Member
Judy2's Avatar
 
Join Date: Sep 2006
Location: PA
Posts: 1,236
15 yr Member
Default
Wooo Hooo Kelly!! Way to go! It's great hearing some good news for a change!

SHOPPING!!!!!!!!!!!!!!!!!
__________________
_____________________________________________

.....Judy
SPMS -- FIBROMYALGIA -- Ouch! and Ouch!
.
Judy2 is offline   Reply With QuoteReply With Quote
"Thanks for this!" says:
Kitty (06-28-2008)
Old 06-27-2008, 07:52 PM #16
greta greta is offline
Member
  
Join Date: May 2007
Posts: 713
15 yr Member
greta greta is offline
Member
 
Join Date: May 2007
Posts: 713
15 yr Member
Default
Congratulations!!! That's the best news I've heard all week. Wonderful and what a load off your mind!!!
greta is offline   Reply With QuoteReply With Quote
"Thanks for this!" says:
Kitty (06-28-2008)
Old 06-27-2008, 08:18 PM #17
yeahbut's Avatar
yeahbut yeahbut is offline
Magnate
  
Join Date: May 2007
Location: Beautiful Maine
Posts: 2,363
15 yr Member
yeahbut yeahbut is offline
Magnate
yeahbut's Avatar
 
Join Date: May 2007
Location: Beautiful Maine
Posts: 2,363
15 yr Member
Default
kelly, I am so happy for you! I know you have been worried. It took me three long months myself to get mine too when I had mono.

I am happy for you!
__________________
Tough Times Don't Last ~ Tough People Do

Courage is doing what you're afraid to do. There can be NO courage unless you're scared.
yeahbut is offline   Reply With QuoteReply With Quote
"Thanks for this!" says:
Kitty (06-28-2008)
Old 06-27-2008, 09:39 PM #18
BaxterTheBunny's Avatar
BaxterTheBunny BaxterTheBunny is offline
Member
  
Join Date: Jan 2008
Location: Atlanta
Posts: 329
15 yr Member
BaxterTheBunny BaxterTheBunny is offline
Member
BaxterTheBunny's Avatar
 
Join Date: Jan 2008
Location: Atlanta
Posts: 329
15 yr Member
Default
Awesome Kitty!!! Congrats!!!
__________________
Control is an illusion. The only control we have is our response to people and situations. - Kim Martin
BaxterTheBunny is offline   Reply With QuoteReply With Quote
"Thanks for this!" says:
Kitty (06-28-2008)
Old 06-27-2008, 10:14 PM #19
Jodylee's Avatar
Jodylee Jodylee is offline
Senior Member
  
Join Date: Jan 2008
Posts: 1,365
15 yr Member
Jodylee Jodylee is offline
Senior Member
Jodylee's Avatar
 
Join Date: Jan 2008
Posts: 1,365
15 yr Member
Default
I'm so HAPPY for you ! I have heard (from my LTD case manager) that it's easier to get SSDI once you've been approved for LTD. I hope that happens for you, K .
__________________
Multiple Sclerosis-Dx May 2007

.
Jodylee is offline   Reply With QuoteReply With Quote
"Thanks for this!" says:
Kitty (06-28-2008)
Old 06-27-2008, 10:27 PM #20
PolarExpress's Avatar
PolarExpress PolarExpress is offline
Grand Magnate
  
Join Date: Jan 2008
Location: Red Wing, MN
Posts: 3,166
15 yr Member
PolarExpress PolarExpress is offline
Grand Magnate
PolarExpress's Avatar
 
Join Date: Jan 2008
Location: Red Wing, MN
Posts: 3,166
15 yr Member
Default
Fantastic news and a big weight off your shoulders! I'm happy for you!
__________________

.
PolarExpress is offline   Reply With QuoteReply With Quote
"Thanks for this!" says:
Kitty (06-28-2008)
Reply
Page 2 of 4 1 2 34

« Previous Thread | Next Thread »
Thread Tools
Display Modes
Linear Mode Linear Mode

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts
BB code is On
Smilies are On
[IMG] code is On
HTML code is Off

Similar Threads
Thread Thread Starter Forum Replies Last Post
Hubby Approved Friend2U Social Security Disability 7 05-04-2008 07:16 PM
i got approved!!!! mommywms The Stumble Inn 15 04-28-2008 04:11 PM
Approved...!!! aimee Social Security Disability 4 09-28-2007 01:03 PM
My SSD has been approved! Denise G Social Security Disability 8 06-15-2007 08:42 PM
I Have Been Approved! GJZH Social Security Disability 8 01-11-2007 11:36 PM


All times are GMT -5. The time now is 11:11 AM.


Powered by vBulletin • Copyright ©2000 - 2025, Jelsoft Enterprises Ltd.

vBulletin Optimisation provided by vB Optimise (Lite) - vBulletin Mods & Addons Copyright © 2025 DragonByte Technologies Ltd.
 

NeuroTalk Forums

Helping support those with neurological and related conditions.

 

All posts copyright their original authors.

The material on this site is for informational purposes only,
and is not a substitute for medical advice, diagnosis or treatment
provided by a qualified health care provider.

Always consult your doctor before trying anything you read here.

Home