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Old 03-11-2007, 09:22 PM #11
dahlek dahlek is offline
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Join Date: Aug 2006
Location: metro DC suburbs
Posts: 2,576
15 yr Member
dahlek dahlek is offline
Magnate
 
Join Date: Aug 2006
Location: metro DC suburbs
Posts: 2,576
15 yr Member
Default Don't worry?

You WILL have a hefty contribution towards your Catastrophic Deductible with this hospital IVIG session...in other words ONE BIG BILL! Depends on what your cat.ded. is...2-3-4K? That you can arrange to pay to whomever over a schedule.

Where I am, in my Plan, I meet that mid-Jan w/IVIG and other annual tests...after that, My co-pays and pharmacy stuff is n/c...OR the absolute minimum co-pay. You have to watch your EOB's from the ins co lilke a hawk tho..and compare 'em to the bills as the billers try to sneak stuff in...too many folks just pay it as they're too confused...I'm guilty of that for a time or two...It's easier just to pay and get them off your back [for stuff you really don't have to pay for] than the 4 hour hassle between the ins co and the doc's offices....

Insurance co is NOT going to recommend which pills to take for sleep! No way, no HOW! Check w/Dr Fred when you see him...I'll bet he's up enuf on this stuff and both your issues and meds to be on target...HEY I AM NOT A DOC! Far from it for sure!
You'll have Alan home soon and just that should help your sleeping? - j

Last edited by Chemar; 10-31-2007 at 11:41 AM. Reason: insurance co name removed at melody's request
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