It seems to be a common practice in this great nation of ours. My wife has had RSD for 8 years. She worked for the largest defense contractor in the world for 15 years in the benefits department. She was denied longterm disabilily (2 years) after 4 years of suffering with no treatment from ignorant docs and also has been denied SSDI sinse 2006 from stupid government employees, or are they? Of course not, it seems to be greed more than anything, which is fine by me but not when an employee pays into a system then rips them off when a payout is do!

I won both SSD & my LTD insurance right off the bat. I didn't have any problems with getting either one at all.

I don't see how LTD can deny you when you won your SSDI. Makes no sense to me at all. I do have fill out paperwork every 2 yrs though to keep getting it. When I turn 62 I will no longer get it though. They figure when you hit retirement age they don't need to pay you anything.

Debby

Hi Debby, I had no idea that you could get LTD and SSDI both. Usually, in all of the cases I have heard they have to pay back the LTD. I was under the impression that LTD was a carryover until you recieved your SSDI. But good for you!

Jeanie