Today I called ssid and talked to two competent agents who were respectful and very helpful. It appears that my direct deposit actually did start and a paper check was never issued as I was told yesterday. I have a prepaid Greendot account as my direct deposit, and Greendot doesn't do a good job of letting you know limits on direct deposits when you set it up with them. Seems like their is a federal law of a $10,000 deposit limit on prepaid cards I set this up the very day that I got the awards letter thinking that a paper check was already in route via usps. But it wasn't as they tried two times to direct deposit and it was rejected. I never meant for the backpay to be a direct deposit! They couldn't send me a paper check without me first cancelling my direct deposit, but Denise sent a note to the treasury dept to make that happen without cancelling my direct deposit. What I learned is if the person you talk to at ssdi seems confused or lost hang up and call again as you will talk to someone else who may be very astute and ahead of the curve. My check should be here next week. Cheers!