It doesn't mean it will take that long, just that it might. Call your attorney and verify SS has a current record of all your WC payments going back to when you claimed SS disability onset.

I did actually receive a closed period award many years ago, that had the same WC offset issues, and I received the money before I received the award letter. So, these timetables are highly unreliable.

Another NT poster related that by going into their local office, they were able to print him/her a copy of the award letter--I would not normally advise this, but with an update on the SS website, you might realistically be able to do the same. It might also show up in your mailbox within the next week...

Is your attorney aware of your foreclosure issue? If not, tell him/her. See if he/she will do anything on your behalf to expedite payment. They might recommend you seek the help of US Senator or US Congressperson (sp?) which is a good option. Even a partial payment would be helpful, I'm sure.

WC income can cause an offset, but doen't always. The ridiculous delays I've dealt with (my son is still waiting for the last 1/2 of his backpay, and they've had my updated WC info for a year, so we've had to request help yet again) makes me think they stick the difficult cases at the bottom of the pile. And WC doesn't always provide the records when asked either. I've found they're less likely to ignore faxed requests since there is physical proof they received notification (Certified Mail Return Receipt Requested would work too.)

You are facing homelessness potentially--unless you have money squirreled away--so you absolutely should claim a dire need.

It appears the $3000 relocation incentive the government offers is for short sales only (some lenders are offering as much as 30k to prevent foreclosures as well) but just in case you haven't hit that point of no return, I thought I'd mention these options.

In many states you will qualify for "medically needy" Medicaid with your SSDI approval. When you qualify for Medicare, some state's will even cover your part b deductible. If you need the help of an aid, some will cover the cost of extra help as well.

Make sure you do not co-mingle your SSDI backpay with any other funds!!! SSDI funds are not subject to liens by your creditors (with the exception of the US government.) So make sure the account info you provided for direct deposit has a bare minimum of funds available. Open a second account if needed. If you have a problem doing so, pm me and I'll get you a link for banks that don't use Chexsystems for you.

There are other resource ideas in the Catch 22 sticky I started.