Most communities have out reach programs, or womens' centers to go for information on how to get help. Hospitals do have to take you regardless of your ability to pay. Most doctors will accept you, if they truely know you need that test. I didn't have insurance either, when my own health issues presented. I had 4 surgeries, and I did ask the doctors to reduce their fees. If you tell the doctor the truth about your situation, most of the time they are willing to help. They may even know how to go about getting financial aid. The public hospital I went to has a patient advocasy department. They waved some of my costs through that department. Don't loose hope, and go get that test OK? This can turn out even without insurance. You just have to search for those programs willing to help. I will keep you in my thoughts and prayers. ginnie