I talked to my ins. gal today, here in Ohio, and she said there's several ways she's thinking I could insure the remotes and the charger (my rep. suggested both be insured, and for me that means 2 remotes and 2 chargers). She said it might be able to go under my usual house insurance under "contents" or that I may be able to do it as one does expensive jewelery ( a rider), or I may be able to take out a totally separate policy on them. She's going to get back to me once she looks into it more.

By the way, she said they get a lot of claims of people's cellphones going in the "loo". Is there a theme here??